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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Great competitive rates, easy to manage my money and...

Great competitive rates, easy to manage my money and easy app interface. Reviewed on: 18th March 2025

Great website and market leading interest rates

Great website, easy to navigate offering market leading interest rates. Good notifications when account matures with great interest rates available for reinvestment Reviewed on: 18th March 2025

Easy to use savings app with crystal clear instructi...

Easy to use savings app with crystal clear instructions. Competitive rates. A great way to save and earn interest. Reviewed on: 18th March 2025

Amazing customer service

Amazing customer and they answer the phone always and speak clear English with awesome mannerism Reviewed on: 18th March 2025

Absolutely amazing, so easy to work with!

Absolutely so easy to work with! Reviewed on: 18th March 2025

A very happy customer

Interest rates are always competitive. App is easy to use and the set up process is really quick. Reviewed on: 18th March 2025

Straight forward service and products

Straight forward service and products Reviewed on: 18th March 2025

Used Atom for 3 years .

Used Atom for 3 years .. never had an issue and offers good competitive rates Reviewed on: 18th March 2025

Cannot recommend Atom too highly.

Cannot recommend Atom too highly. Everything from the ease of opening an account, the easily navigable app, the comprehensive account details (eg forecast interest payments) and, most importantly, the very competitive interest rates, are first class. In my opinion, the customer experience from Atom is head and shoulders above traditional high street banks and building societies. Reviewed on: 18th March 2025

Great rates, transparent and user friendly

Great rates, transparent and user friendly Reviewed on: 18th March 2025

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