Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

View other Atom Bank products

4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

It’s such an easy app Ive recommended to many of my...

It’s such an easy app Ive recommended to many of my friends who have signed up Reviewed on: 18th March 2025

A great find.

A great find and the process is so easy to set up and use. After accepting for so many years my high street bank’s poor savings rates, I wish I’d found Atom earlier. I have already recommended it to my family members. Reviewed on: 18th March 2025

Simple and Ease of Use

Love the simplicity and very clear messaging. Reviewed on: 18th March 2025

Such an easy way to save- really happy I chose Atom...

Such an easy way to save- really happy I chose Atom bank. Love the features the app offers. Reviewed on: 18th March 2025

Best savings rate

A great interest rate compared to our daily main Bank TSB, recommended to numerous family members and all have started using Atom Reviewed on: 18th March 2025

Good exchange rate when abroad, instant update when...

Good exchange rate when abroad, instant update when spending and user friendly Reviewed on: 18th March 2025

Excellent rates of interest; speedy response time re...

Excellent rates of interest; speedy response time regarding enquiries both online and via call centre; excellent at keeping you up to date as regards general bank changes as well as your personal accounts; and finally, an excellent well laid out, user friendly, online banking app. Reviewed on: 18th March 2025

Always on the money,

Always on the money,seamless app Reviewed on: 18th March 2025

Easy to use

Easy to set up accounts, competitive interest rates and decent customer service Reviewed on: 18th March 2025

A super easy to use web bank

A super easy to navigate website makes depositing savings very easy. They pay very good rates for fied term deposits. Communication at time of deposit and time of maturity are timely and crystal clear Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from No1 CopperPot Credit Union 4.67 from 5 reviews
Instant Access Savings Account
from Wealthify 4.87 from 33 reviews
Savings
from Harpenden Building Society 4.28 from 432 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub