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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Simple to use savings account

Super easy to find information about and set up, really user friendly application with clear communication on updates or changes. I really love the savings boost for months you don’t withdraw from the savings account. Reviewed on: 18th March 2025

Easy accounts to set up, very good interest rates an...

Easy accounts to set up, very good interest rates and excellent app. Reviewed on: 18th March 2025

The fixed rate savings account was easy to set up an...

The fixed rate savings account was easy to set up and I received all the information I required via the App. When the fixed rate was due to end, ATOM got in touch to offer alternative savings options, as well as an easy way to transfer the savings, if I wished. Reviewed on: 18th March 2025

Love the app.

Love the app. Easy to navigate, choice to use Face ID so very secure. Text & email updates. Reviewed on: 18th March 2025

Very easy to use and transfer money

Very easy to use and transfer money Reviewed on: 18th March 2025

Easy to open new products and pay money out to other...

Easy to open new products and pay money out to other accounts more promptly Reviewed on: 18th March 2025

Always quick and helpful and it’s easy to manage eve...

Always quick and helpful and it’s easy to manage everything on the app Reviewed on: 18th March 2025

Good Savings

I'm always pleased with the savings rates. Easy of setting up savings accounts and transferring money to my current account. It was nice to see my matured savings account moved automatically to my Instant Saver with good interest. Good work ATOM Reviewed on: 18th March 2025

Easy to use app, lots of choice

Easy to use app, lots of choice. Rates are comparable, no issues with money transfers. Very easy to use Reviewed on: 18th March 2025

Cakewalk

It has been a cakewalk creating instant access and fixed savers with Atom Bank. I use the app and it is probably best of the banking apps I have. Reviewed on: 18th March 2025

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