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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Cakewalk

5
It has been a cakewalk creating instant access and fixed savers with Atom Bank. I use the app and it is probably best of the banking apps I have. Reviewed on: 18th March 2025

Brilliant All-in-One Product

5
Easy to open the account. Clear details re the offering. Great app - everything is easy to access and understand. Not too much jargon and fine print. Reviewed on: 18th March 2025

21st century banking at its best

5
Very good bank that has moved forward with the times and fully adopted the Internet. Very easy to communicate with and everything can be done from the comfort of your living room. How a bank should be in 2025 Reviewed on: 18th March 2025

Atom bank

5
The app is easy to negotiate and I always get prompt information on my money Reviewed on: 18th March 2025

Excellent app combined with great savings rates and...

5
Excellent app combined with great savings rates and flexibility in income payment options makes this my first choice every time Reviewed on: 18th March 2025

Very helpful customer service,simple and easy to use...

5
Very helpful customer service,simple and easy to use app.. Good interest rates. Reviewed on: 18th March 2025

Easy to open, very secure and user friendly app.

5
Easy to open, very secure and user friendly app. Great rates of interest. Clearly defined pages to help you choose the option for you get the account. They always keep you up todate with account details and interest. Reviewed on: 18th March 2025

On line access is relatively straightforward.

5
On line access is relatively straightforward.Telephone contact is speedy,with friendly and professional operators.Very happy with Atom Reviewed on: 18th March 2025

Great that I found atom.

5
Great that I found atom. Helps me control my money and invest at the same time Reviewed on: 18th March 2025

Simple to use banking app.

5
Simple to use banking app. Clearly set out and shortcuts to hand, saving looking through menus. Reviewed on: 18th March 2025

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