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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great bank you need to stay on top with interest rat...

5
Great bank you need to stay on top with interest rates tho would be nice to see atom on martins money list of best rates more often Reviewed on: 13th March 2025

Erything available on app

4
Everything available by app, never had a problem so no need for customer services Reviewed on: 13th March 2025

The Number 1 Digital Bank

5
My main plus for Atom is their brilliant Customer Service. Helpful , knowledgeable staff who know their products .Secondly is the very user friendly IT interface . I am not the most savvy IT person , but I can navigate around ghe platform really well .Thirdly , the range of saving products available are impressive , and we have used them extensively over the years and been able to access good interest rates as we are savers rather that borrowers do that’s really important for us to supplement our state pensions Reviewed on: 13th March 2025

Easy to use app good interest rates

4
Easy to use app good interest rates Reviewed on: 13th March 2025

Good customer service

5
Always accurate and good interest rates. Good fast customer service Reviewed on: 13th March 2025

Brilliant app, very easy to use and good interest rates

5
Brilliant app, very easy to use and good interest rates Reviewed on: 13th March 2025

No nonsense - does what it says.

5
Very straightforward. Easy app to navigate. The only problem is the facial recognition is a bit hit and miss. Reviewed on: 13th March 2025

Excellent communication and service App easy to navi...

5
Excellent communication and service App easy to navigate Interest rates always competitive Reviewed on: 13th March 2025

Easy to set up the account and use the app .

5
Easy to set up the account and use the app . Security side is good. Face recognition and password. interest rate is the best on the market. Not good you lose interest rate when you take money out Reviewed on: 13th March 2025

Just what you want

5
I have several accounts offering good interest rates and an user friendly app Reviewed on: 13th March 2025

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