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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

What is not to like

Very quick and easy to set up account. Easy to use app and decent interest rates. Reviewed on: 13th March 2025

Super easy

Super easy app, competitive with other banks, in with the times. Reviewed on: 13th March 2025

Friendly and efficient and gives a reasonable rate o...

Friendly and efficient and gives a reasonable rate of return on savings Reviewed on: 13th March 2025

Great app, easy to use.

Great app, easy to use. Quick and simple to use. Reviewed on: 13th March 2025

Easy to use, but needs some fine tuning

Easy to transfer in and out, very clear what the interest rate is, but would be good to have some kind of calculator to predict future growth. Reviewed on: 13th March 2025

Great rates, app & service.

Great rates, app & service. Discovered Atom via MSE four years ago & have stuck with them for each of my fixed term savers since. Even just opened a flexible saver too. Very happy & would definitely recommend them. Reviewed on: 13th March 2025

Easiest online Bank I have used.

Easiest online Bank I have used. All tasks are explained in clear simple steps. Reviewed on: 13th March 2025

Good options for differing saving and Banking

Good options for differing saving and Banking Reviewed on: 13th March 2025

Great bank you need to stay on top with interest rat...

Great bank you need to stay on top with interest rates tho would be nice to see atom on martins money list of best rates more often Reviewed on: 13th March 2025

Erything available on app

Everything available by app, never had a problem so no need for customer services Reviewed on: 13th March 2025

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