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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Good options for differing saving and Banking

5
Good options for differing saving and Banking Reviewed on: 13th March 2025

Great bank you need to stay on top with interest rat...

5
Great bank you need to stay on top with interest rates tho would be nice to see atom on martins money list of best rates more often Reviewed on: 13th March 2025

Erything available on app

4
Everything available by app, never had a problem so no need for customer services Reviewed on: 13th March 2025

The Number 1 Digital Bank

5
My main plus for Atom is their brilliant Customer Service. Helpful , knowledgeable staff who know their products .Secondly is the very user friendly IT interface . I am not the most savvy IT person , but I can navigate around ghe platform really well .Thirdly , the range of saving products available are impressive , and we have used them extensively over the years and been able to access good interest rates as we are savers rather that borrowers do that’s really important for us to supplement our state pensions Reviewed on: 13th March 2025

Easy to use app good interest rates

4
Easy to use app good interest rates Reviewed on: 13th March 2025

Good customer service

5
Always accurate and good interest rates. Good fast customer service Reviewed on: 13th March 2025

Brilliant app, very easy to use and good interest rates

5
Brilliant app, very easy to use and good interest rates Reviewed on: 13th March 2025

No nonsense - does what it says.

5
Very straightforward. Easy app to navigate. The only problem is the facial recognition is a bit hit and miss. Reviewed on: 13th March 2025

Excellent communication and service App easy to navi...

5
Excellent communication and service App easy to navigate Interest rates always competitive Reviewed on: 13th March 2025

Easy to set up the account and use the app .

5
Easy to set up the account and use the app . Security side is good. Face recognition and password. interest rate is the best on the market. Not good you lose interest rate when you take money out Reviewed on: 13th March 2025

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