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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Excellent rates very easy website to navigate.

Excellent rates very easy website to navigate. Brilliant communication I Feel very safe using this online bank Reviewed on: 13th March 2025

Atom Bank is a winner

Atom Bank is so simple to use and their rates are usually among the best. Very happy with this super bank. Reviewed on: 13th March 2025

Easy and simple app to use.

Easy and simple app to use. Like facial recognition and quick log out Reviewed on: 13th March 2025

Easy start

Truly excellent easy to follow instructions to invest. Reviewed on: 13th March 2025

Easy to use app

Very easy to use app, very clear information, good products available. Recommended to family member who went on to open an account. Reviewed on: 13th March 2025

Amazing bank smooth and easy to use!

Amazing bank smooth and easy to use! Reviewed on: 13th March 2025

I've never had a single issue.

I've never had a single issue. This bank is very easy to deal with, offering competitive rates on all of their products and I find them totally honest and trustworthy. Reviewed on: 13th March 2025

Top online bank

I have been using this bank for over 4 years, great interest rates and very good customer service service when required Reviewed on: 13th March 2025

From mortgage to savings accounts

Started with a mortgage with Atom, and quickly opened a savings account. I've found their rates are exceptional and I have had no issues with the online-only nature of the service, in fact they have been far easier to deal with and sorted any queries or changes I've had than any bricks and mortar bank or building society! Reviewed on: 13th March 2025

Always clear information provided about the products...

Always clear information provided about the products available. Good communication on options when a account is due to mature. Competitive interest rates. Reviewed on: 13th March 2025

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