Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Atom bank, the best friend you always wanted

Atom bank is a bank that you can actually trust with your money and doesn't let you down. It treats you like a best friend would by always having your best interests at heart. Friendly, dependable and is always on your side. Reviewed on: 13th March 2025

Atom Bank is a very reliable institution.

Atom Bank is a very reliable institution. Info about products is clear. Communication is prompt. Money are never on hold, would transferred immediately. Rates were always competitive. Reviewed on: 13th March 2025

Great Service

Very easy account opening procedure, extremely competitive rates, excellent customer service. Ease of speaking to advisors Reviewed on: 13th March 2025

Pays monthly interest at weekends

Pays monthly interest at weekends, which the majority of banks do not until Monday . Reviewed on: 13th March 2025

Problem free, good interest rate

Problem free, good interest rate Reviewed on: 13th March 2025

.efficient and easy to use banking

The app is excellent and very easy to use. Communication is clear and regular.. very easy and efficient banking. The interest rates could be a little better though as slightly behind competitors Reviewed on: 13th March 2025

Easy banking all year round

I have fixed term savings accounts and love them. Easy to open and to close if needed. The app is very straightforward Reviewed on: 13th March 2025

Great serviice

Easy app to use and good rates for savers, no need to wait to speak to people for hours Reviewed on: 13th March 2025

I find Atom an easy and efficient way to bank.

I find Atom an easy and efficient way to bank. All details are always clear and easy to follow. Reviewed on: 13th March 2025

Great App Based Savings

Really easy app to use, great monthly updates Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Sidekick 0.00 from 0 reviews
Fixed rate bonds
from Nottingham Building Society 4.77 from 98 reviews
Fixed Term Deposit
from iFAST Global Bank 4.72 from 256 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub