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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Top online bank

I have been using this bank for over 4 years, great interest rates and very good customer service service when required Reviewed on: 13th March 2025

From mortgage to savings accounts

Started with a mortgage with Atom, and quickly opened a savings account. I've found their rates are exceptional and I have had no issues with the online-only nature of the service, in fact they have been far easier to deal with and sorted any queries or changes I've had than any bricks and mortar bank or building society! Reviewed on: 13th March 2025

Always clear information provided about the products...

Always clear information provided about the products available. Good communication on options when a account is due to mature. Competitive interest rates. Reviewed on: 13th March 2025

Atom bank, the best friend you always wanted

Atom bank is a bank that you can actually trust with your money and doesn't let you down. It treats you like a best friend would by always having your best interests at heart. Friendly, dependable and is always on your side. Reviewed on: 13th March 2025

Atom Bank is a very reliable institution.

Atom Bank is a very reliable institution. Info about products is clear. Communication is prompt. Money are never on hold, would transferred immediately. Rates were always competitive. Reviewed on: 13th March 2025

Great Service

Very easy account opening procedure, extremely competitive rates, excellent customer service. Ease of speaking to advisors Reviewed on: 13th March 2025

Pays monthly interest at weekends

Pays monthly interest at weekends, which the majority of banks do not until Monday . Reviewed on: 13th March 2025

Problem free, good interest rate

Problem free, good interest rate Reviewed on: 13th March 2025

.efficient and easy to use banking

The app is excellent and very easy to use. Communication is clear and regular.. very easy and efficient banking. The interest rates could be a little better though as slightly behind competitors Reviewed on: 13th March 2025

Easy banking all year round

I have fixed term savings accounts and love them. Easy to open and to close if needed. The app is very straightforward Reviewed on: 13th March 2025

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