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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy transactions online.

Easy transactions online. No problems from start to finish. Reviewed on: 13th March 2025

Good interest and well run.

Good interest and well run. Fixed savings gives very good interest. Reviewed on: 13th March 2025

Simple and competitive.

Simple and competitive. Good range of products and advice. Reviewed on: 13th March 2025

Easy to open a new account

Easy to open account with clear and obvious instructions and dignposting Reviewed on: 13th March 2025

Excellent savings rates

So easy to move money around . Over excellent savings rates compared to others . The app is great and means I can do business anytime . Reviewed on: 13th March 2025

I absolutely love this bank.

I absolutely love this bank. Saw it advertised on Martin Lewis so knew it was safe. Got a great savings account. Reviewed on: 13th March 2025

Such a Good Bank

From my 1st investment on my savings account I cannot fault in anyway..any help or advice was 1st class.I Have used so many times with various accounts I hold so will always come back Reviewed on: 13th March 2025

Fast easy account to use

I found the account easy to set up have used it for a few years now and been happy with the interest rates offered. They have been very competitive and paying money in and out is instant Reviewed on: 13th March 2025

Such a shame all banks don't run as effective and ef...

Such a shame all banks don't run as effective and efficiently as Atom. .Easy to navigate app. Great instant customer service maned by people who know there job. Fair rates. Have got everyone I know to join. Absolutely excellent bank. Reviewed on: 13th March 2025

Totally recommend Atom !

I have had numerous accounts with Atom for a few years now . Always easy to set up ,invest and withdraw funds . Their online app is easy to use and I recommend it to family and friends . I have just taken out new investments and will continue to do so with their great rates of interest . Just wish they did ISAs as well . Reviewed on: 13th March 2025

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