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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Simple and excellent savings

5
Everything works vert simply and cleanly. Money transfer is excellent, takes only seconds. Renewal of savings accounts is easy. Can't fault anything really. Rates are the same or better than other app based banks. Reviewed on: 13th March 2025

Great products, great app

5
Not only do you get great rates and products but you get the most user friendly app also. Reviewed on: 13th March 2025

I can’t find anything bad to say.

5
I can’t find anything bad to say. Ive never had a problem with them. Reviewed on: 13th March 2025

Good. App

5
Good. Recommend. App is easy to use. Reviewed on: 13th March 2025

BUNCH OF CARPETBAGGERS

2
DIRECTORS SHOULD NOT BE LINING UP THEIR POCKETS Reviewed on: 13th March 2025

I love how easy the app is to use.

5
I love how easy the app is to use. Everything about it is seamless. The rates for each product are clearly displayed. Reviewed on: 13th March 2025

Atom Bank is advanced, user friendly and simple.

5
Atom bank is very easy to use via their app. It is really clear and helps plan in advance. Overall I am very happy with the service Atom Bank provides. Reviewed on: 13th March 2025

Been a customer for years and never had a problem.

5
Been a customer for years and never had a problem always had market leading rates which have always suited my needs I would recommend Atom Bank to all family and friends. Reviewed on: 13th March 2025

Excellent App experience.

5
Excellent App experience. Very competitive rates. Love that it is UK company based in UK with UK customer service. Reviewed on: 13th March 2025

Generally a good efficient banking app.

5
Generally a good efficient banking app. Products fairly competitive. The only improvement I would recommend is the document system. It’s very difficult to identify the statement you want in the ‘vault’ Reviewed on: 13th March 2025

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