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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Good rates but not as good as they were

4
Good rates but not as good as they were Reviewed on: 13th March 2025

Everything just works.

5
Everything just works. Nice and simple to use, fast and secure Reviewed on: 13th March 2025

Great savings rates

5
Great savings rates, easy access with better rates for limited withdrawals, easy to use app, account can be opened in minutes, easy to add and withdraw funds. Reviewed on: 13th March 2025

Easy Peasy to use!

5
The App is easy to use and easy to navigate round. Product details are clearly explained. Product rates are usually competitive. I like that my details remain on the app even when I have no "live" products. This means that when I am ready to open another product, my details are already there. Reviewed on: 13th March 2025

Always had a good experience with Atom.

5
Always had a good experience with Atom.Find online service easy to use for a 78yr old so easy to login and imformative unlikes some sites I’ve used and have given in.When I have had an issue and needed to telephone everyone has been very helpful and polite without making me feel stupid. Have recommended quite a few of my friends Well done Atom Bank. Reviewed on: 13th March 2025

Easy to set up and to access help and advice.

5
Easy to set up and to access help and advice. Reviewed on: 13th March 2025

Have used Atom for the last few years for my savings.

5
Have used Atom for the last few years for my savings. Great interest rates and easy to use App Reviewed on: 13th March 2025

I love the app and have found all the staff I’ve int...

5
I love the app and have found all the staff I’ve interacted with to be very helpful. I love Atom and have recommended it to many friends and family members Reviewed on: 13th March 2025

Excellent app, very user friendly.

5
Excellent app, very user friendly. Highly competitive savings rates, especially the Instant Saver Reward account. Reviewed on: 13th March 2025

Recommended it to my sister & had a few accounts wit...

5
Recommended it to my sister & had a few accounts with you. Only reason I’ve transferred funds is better interest rate. Reviewed on: 13th March 2025

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