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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Brilliant customer service

5
Brilliant customer service and easy to open accounts with great interest rates Reviewed on: 13th March 2025

Never had any issues with my account

5
Never had any issues with my account Reviewed on: 13th March 2025

Atom 5 *

5
Really simplistic easy to use and very competitive rates - whats not to like Reviewed on: 13th March 2025

A top notch bank.

5
Over the years since I’ve had my account with Adam Bank, I have sung their praises to many of my friends and family who have all opened accounts with Bank. I trust the bank that is why I feel safe in my appraisal of the bank to my friends and family. Their interest rates are always top-notch. Reviewed on: 13th March 2025

Definitely recommend!

5
I managed to set up a savings account and it was so easy and straight forward! Really clear about how the interest rates would work and how penalties work. I love my Atom account. Reviewed on: 13th March 2025

Highly recommended

5
Great experience and competitive interest rates Reviewed on: 13th March 2025

Always great service and ways to use online system

5
Always great service and ways to use online system Reviewed on: 13th March 2025

Great app.

5
Great app. Help is always knowledgeable and helpful. Reviewed on: 13th March 2025

Excellent service always and app is first class

5
Excellent service always and app is first class Reviewed on: 13th March 2025

Super quick and easy to use the app would definitely...

5
Super quick and easy to use the app would definitely recommend Reviewed on: 13th March 2025

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