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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Hastle free

5
Easy App , great customer service competitive rates and paper free. Love it! Told all my friends to use it too. Reviewed on: 13th March 2025

Straight forward and excellent interest rates.

5
Straight forward and excellent interest rates. Reviewed on: 13th March 2025

All good

5
All good so far , keep it up, very pleased Reviewed on: 13th March 2025

Secure banking at its best.

5
Their range of products is extensive. Their rates are always competitive and communication is easy and straightforward. You always feel secure. Reviewed on: 13th March 2025

accounts with Atom.

5
I have had several accounts with Atom and have always found them great value. Reviewed on: 13th March 2025

Opened an Atom Bank account in next to no time flat.

5
Opened an Atom Bank account in next to no time flat. Used the app to load up some saving cash - nearly instant transfer. Great interest rates for an easy-access account, even in a falling market. Reviewed on: 13th March 2025

Easy profitable and competitive .

5
Easy profitable and competitive . First time with the bank, invested a lump for 6 months, wish I’d gone for longer. Will be looking for a good offer again Reviewed on: 13th March 2025

Excellent savings app.

5
Excellent savings app. Very easy to use and understand. Good rate of interest on my savings and clear instructions when you come to the end of your saving period. Would highly recommend. Reviewed on: 13th March 2025

Atom, future banking .

5
From the day I signed up to ATOM bank all has has been good on fixed rates ,help me to find it easy where to put my money ,also the instant saver rates were good to be able to move money around, with my connected bank , I would recommend this bank .Abu Reviewed on: 13th March 2025

Easy to set up account with great interest rate

5
Easy to set up account with great interest rate Reviewed on: 13th March 2025

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