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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

The Atom bank app is brilliant.

5
The Atom bank app is brilliant. Well set out and easy to use. Will definitely be staying with Atom Reviewed on: 13th March 2025

Best banking app ever

5
Atom is an excellent banking app. Everything is clearly laid out, it's so easy to navigate my account & find the information that I need. Communication & notifications are spot on. I think it's the best banking app I've ever used. Reviewed on: 13th March 2025

Simple Stuff

5
Simple, responsive app based, I have had no need to contact a real living person. Reviewed on: 13th March 2025

Very easy to use also good rates

5
Very easy to use also good rates Reviewed on: 13th March 2025

Simple Competitive Fair

5
A simple process to set up an account and a very competitive rate, and fair terms. Reviewed on: 13th March 2025

Excellent service and rate offer

5
Excellent service and rate offer Reviewed on: 13th March 2025

Easy to use, good value competative savings products.

5
Easy to use, good value competative savings products. Never had a problem in the years I have had accounts with Atom Reviewed on: 13th March 2025

Fixed rate/term perfect for value and access.

5
Fixed rate/term perfect for value and access. Reviewed on: 13th March 2025

Hastle free

5
Easy App , great customer service competitive rates and paper free. Love it! Told all my friends to use it too. Reviewed on: 13th March 2025

Straight forward and excellent interest rates.

5
Straight forward and excellent interest rates. Reviewed on: 13th March 2025

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