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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to set up account, easy to monitor. Westy

5
Easy to set up account, easy to monitor Reviewed on: 9th February 2025

App is easy to use

5
App is easy to use and rates are competitive Reviewed on: 9th February 2025

Atom Bank

5
Easy to use and understand app with good rates and variety of products. Reviewed on: 8th February 2025

Great interest rates offered across a range of terms...

5
Great interest rates offered across a range of terms simple to use and easy to manage on the online app. Reviewed on: 8th February 2025

Easy online banking.

5
Easy online banking which is safe and secure. Good communication updates from Atom. No problems navigating the site or transferring money when needed. Would recommend. Reviewed on: 8th February 2025

Easy to deal with.

5
Easy to deal with,good access to funds. Rates competitive. Reviewed on: 8th February 2025

Very relaxed experience

4
Very easy to register for an account with a straightforward app. Very relaxed experience. Reviewed on: 8th February 2025

I've used Atom for a few years and it gives one of t...

5
I've used Atom for a few years and it gives one of the best rates, always keeping you posted on changes etc. Reviewed on: 8th February 2025

Fantastic

5
Fantastic bank wish others were as good Reviewed on: 8th February 2025

Always efficient,helpful, friendly and professional.

5
Always efficient, helpful, friendly and professional. Reviewed on: 8th February 2025

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