Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

Atom Bank

5
Easy to use and understand app with good rates and variety of products. Reviewed on: 8th February 2025

Great interest rates offered across a range of terms...

5
Great interest rates offered across a range of terms simple to use and easy to manage on the online app. Reviewed on: 8th February 2025

Easy online banking.

5
Easy online banking which is safe and secure. Good communication updates from Atom. No problems navigating the site or transferring money when needed. Would recommend. Reviewed on: 8th February 2025

Easy to deal with.

5
Easy to deal with,good access to funds. Rates competitive. Reviewed on: 8th February 2025

Very relaxed experience

4
Very easy to register for an account with a straightforward app. Very relaxed experience. Reviewed on: 8th February 2025

I've used Atom for a few years and it gives one of t...

5
I've used Atom for a few years and it gives one of the best rates, always keeping you posted on changes etc. Reviewed on: 8th February 2025

Fantastic

5
Fantastic bank wish others were as good Reviewed on: 8th February 2025

Always efficient,helpful, friendly and professional.

5
Always efficient, helpful, friendly and professional. Reviewed on: 8th February 2025

Amazing product and service

5
I have a instant saver product. It offers a very competitive rate and the ease to get to your money is amazing. If you need an interim statement, you're able to have it within 10 minutes via their online customer service. Absolutely brilliant service. Reviewed on: 8th February 2025

Excellent and reliable service from Atom

5
I have been with Atom for about three years having just stumbled into it online and have had several schemes running at the same time. I have been wholly impressed by the service and reliability from them and will recommend them to family and friends. Reviewed on: 8th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products