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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Competitive rates.

5
Competitive rates. Easy and efficient app Reviewed on: 7th February 2025

Competitive rates and easy to naviagate.

5
I have used Atom banking for a few years now. I would not consider myself particularly tech savvy as a lady of certain years but I can navigate my way around the Atom app extremely easily . The rates are competitive and for me it is simple and enjoyable to use as I watch my savings grow! Reviewed on: 7th February 2025

Very easy to use app and very good interest rates I...

5
Very easy to use app and very good interest rates I have recommended to my family and friends. Reviewed on: 7th February 2025

Always quick & efficient with transactions.

5
Always quick & efficient with transactions. Good clear communication Reviewed on: 7th February 2025

Great interest rates, reliable, great service

5
Great interest rates, reliable, great service Reviewed on: 7th February 2025

Great App and excellent interest rates

5
Easy to use App with good illustration. Excellent saving rates. Reviewed on: 7th February 2025

Atom is a first class company .

5
Atom is a first class company .Very easy to use and excellent rates.Highly recommend.5star Reviewed on: 7th February 2025

Simply the best

5
My experience to date has been first class. From the ease of opening my accounts, to the layout of the app and so very easy way to navigate around the app. Is brilliant. The interest rates offered are super competitive and I have introduced numerous members of my family to Atom. Reviewed on: 7th February 2025

Easy to use, great service.

5
Easy to use, great service. Would definitely recommend. Good interest rates to start saving with ease. Reviewed on: 7th February 2025

From first deposit to current day excellent service,...

5
From first deposit to current day excellent service, communication with no issues. Reviewed on: 6th February 2025

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