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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Very good interest rates.

Very good interest rates. The app is very user friendly and has very good features. Easy and fast to open accounts too. Reviewed on: 8th February 2025

All good from opening an account to updating my savings

All good from opening an account to updating my savings Reviewed on: 7th February 2025

All good great service

All good never had any problems with anything Reviewed on: 7th February 2025

I have been with Atom for 5 years.

I have been with Atom for 5 years. An easy to use on line investment bank Reviewed on: 7th February 2025

Great saving rate

Great saving rate, communication is just right, not too often or unnecessary. Reviewed on: 7th February 2025

Excellent communications, and competitive saving rates

Excellent communications, and competitive saving rates - Atom Bank provides a large amount of information which is simple to navigate setting up new accounts, understanding interest rate changes, and transfering money into and out of accounts. Reviewed on: 7th February 2025

App so easy to use and communication excellent

App so easy to use and communication excellent re when products ending etc. Reviewed on: 7th February 2025

Competitive rates.

Competitive rates. Easy and efficient app Reviewed on: 7th February 2025

Competitive rates and easy to naviagate.

I have used Atom banking for a few years now. I would not consider myself particularly tech savvy as a lady of certain years but I can navigate my way around the Atom app extremely easily . The rates are competitive and for me it is simple and enjoyable to use as I watch my savings grow! Reviewed on: 7th February 2025

Very easy to use app and very good interest rates I...

Very easy to use app and very good interest rates I have recommended to my family and friends. Reviewed on: 7th February 2025

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