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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

A online bank that does what it says it will.

A online bank that does what it says it will. No ifs or buts. Reviewed on: 6th February 2025

so easy to set up and keep informed of my...

so easy to set up and keep informed of my account Reviewed on: 6th February 2025

Extremely happy with the product and service offered

Overall, I am very happy with Atom from the start of my application to the renewal stage. What more can I say, the high interest rate top it all up. Keep up the good work. Reviewed on: 6th February 2025

System is easy to work with...

System is easy to work with Staff are sincere in their efforts And the retune on investment is good Reviewed on: 6th February 2025

The ATOM Bank app has a very user-friendly interface.

The ATOM Bank app has a very user-friendly interface and its savings products are very competitive when it comes to the interest rates. Opening a new savings account is effortless and everything can be tracked from the app. Reviewed on: 6th February 2025

No 1 saving account Execellent

Execellent saving account. Easy to set up, easy to understand and find what kind of saving account you are looking for. Regular updates and the easiest way to handle your mature savings and options to re invest or return to wherever you want it. Reviewed on: 6th February 2025

Atom Instant Saver and Instant Saver Reward accounts

Very easy to regiester for an Atom account, very easy to use, deposits and withdrawals are immediate, excellent interest savings rates. Reviewed on: 6th February 2025

Fantastic online savings accounts..

When looking for an online savings account I came across Atom and I'm so pleased that I did. I feel my money is secure in an Atom account and easily accessible. Their App is very user friendly, easy to navigate around and very simple when setting up an account. Good interest rates at the moment too. Reviewed on: 6th February 2025

Digital first savings

Have been with Atom for several years now and love the ease of using the app. Setting up additional fixed savings accounts is easy and it's really straightforward to take action when they mature (it's also easy to change your decision before the maturity date). I also have an instant access account with them. I've found it easy to contact customer services who have helped when I have upgraded my phone and I've needed to verify the app on a new device. Rates are not always the best on the market but seem to exceed others typically on the fixed accounts (have been disappointed to see the erosion in the instant access rate compared to other similar providers such as Tandem). Reviewed on: 6th February 2025

Some great savings products with competitive interes...

Some great savings products with competitive interest rates Reviewed on: 6th February 2025

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