Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Always quick & efficient with transactions.

Always quick & efficient with transactions. Good clear communication Reviewed on: 7th February 2025

Great interest rates, reliable, great service

Great interest rates, reliable, great service Reviewed on: 7th February 2025

Great App and excellent interest rates

Easy to use App with good illustration. Excellent saving rates. Reviewed on: 7th February 2025

Atom is a first class company .

Atom is a first class company .Very easy to use and excellent rates.Highly recommend.5star Reviewed on: 7th February 2025

Simply the best

My experience to date has been first class. From the ease of opening my accounts, to the layout of the app and so very easy way to navigate around the app. Is brilliant. The interest rates offered are super competitive and I have introduced numerous members of my family to Atom. Reviewed on: 7th February 2025

Easy to use, great service.

Easy to use, great service. Would definitely recommend. Good interest rates to start saving with ease. Reviewed on: 7th February 2025

From first deposit to current day excellent service,...

From first deposit to current day excellent service, communication with no issues. Reviewed on: 6th February 2025

Easy to set up online banking

Straight forward online banking Reviewed on: 6th February 2025

Access using the app

I had problems accessing my app. It took a long time (1 month and 1 week) for the team to resolve the issue but we got there. Ultimately I had to start the registration process all over again. In the process of doing this, my funds were secure and the customer services team were helpful throughout, although I had to call up several times to discuss the issue with different members of the team. It seems like the back office could not figure out the technical problem and so it took a little longer than expected to fix the problem but we got there in the end. It would have been much easier if there was an option to access the accounts on the internet, like many other banks offer. This was suggested to the customer services team. Reviewed on: 6th February 2025

Easiest way to save and a good rate.

Easiest way to save and a good rate. Reviewed on: 6th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from The Stafford Building Society 4.56 from 48 reviews
Fixed Rate Savings
from M&S Bank - Marks and Spencer 4.05 from 1 reviews
Savings
from West Brom Building Society 3.92 from 4 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub