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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Easy to set up online banking

4
Straight forward online banking Reviewed on: 6th February 2025

Access using the app

4
I had problems accessing my app. It took a long time (1 month and 1 week) for the team to resolve the issue but we got there. Ultimately I had to start the registration process all over again. In the process of doing this, my funds were secure and the customer services team were helpful throughout, although I had to call up several times to discuss the issue with different members of the team. It seems like the back office could not figure out the technical problem and so it took a little longer than expected to fix the problem but we got there in the end. It would have been much easier if there was an option to access the accounts on the internet, like many other banks offer. This was suggested to the customer services team. Reviewed on: 6th February 2025

Easiest way to save and a good rate.

5
Easiest way to save and a good rate. Reviewed on: 6th February 2025

Highly recommend Atom Bank

5
I have been banking with atom for years now, I am very happy with the interest rates and the product selection.The app is very easy to use and communication regarding fixed savers is very clear Reviewed on: 6th February 2025

Atom Bank is excellent

5
Atom Bank provides excellent interest rates Reviewed on: 6th February 2025

love atom

5
great bank easy to use excellent rates Reviewed on: 6th February 2025

Love Atom bank

5
Most easy to use bank. Communication is the best. Information easy to follow. Updates clear. Help always at end of phone. Interest always paid on time. Very easy to deposit/withdraw. I love Atom bank Reviewed on: 6th February 2025

Excellent Service, I have used Atom Bank regularly a...

5
Excellent Service, I have used Atom Bank regularly and have had first class service. Reviewed on: 6th February 2025

Long time client

5
Been with this bank for a number of years and always found the App easy to use and the rates competitive. Choice of accounts suits my needs, they work at improving App to give a better service such as the ability to transfer funds from a maturing account to a new one without returning to main external linked account first. Reviewed on: 6th February 2025

App is easy to use.

5
App is easy to use. Good interest rates. Kept regularly updated with notifications of any changes ryc Reviewed on: 6th February 2025

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