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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Highly recommend Atom Bank

I have been banking with atom for years now, I am very happy with the interest rates and the product selection.The app is very easy to use and communication regarding fixed savers is very clear Reviewed on: 6th February 2025

Atom Bank is excellent

Atom Bank provides excellent interest rates Reviewed on: 6th February 2025

love atom

great bank easy to use excellent rates Reviewed on: 6th February 2025

Love Atom bank

Most easy to use bank. Communication is the best. Information easy to follow. Updates clear. Help always at end of phone. Interest always paid on time. Very easy to deposit/withdraw. I love Atom bank Reviewed on: 6th February 2025

Excellent Service, I have used Atom Bank regularly a...

Excellent Service, I have used Atom Bank regularly and have had first class service. Reviewed on: 6th February 2025

Long time client

Been with this bank for a number of years and always found the App easy to use and the rates competitive. Choice of accounts suits my needs, they work at improving App to give a better service such as the ability to transfer funds from a maturing account to a new one without returning to main external linked account first. Reviewed on: 6th February 2025

App is easy to use.

App is easy to use. Good interest rates. Kept regularly updated with notifications of any changes ryc Reviewed on: 6th February 2025

A online bank that does what it says it will.

A online bank that does what it says it will. No ifs or buts. Reviewed on: 6th February 2025

so easy to set up and keep informed of my...

so easy to set up and keep informed of my account Reviewed on: 6th February 2025

Extremely happy with the product and service offered

Overall, I am very happy with Atom from the start of my application to the renewal stage. What more can I say, the high interest rate top it all up. Keep up the good work. Reviewed on: 6th February 2025

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