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Atom Bank: Savings reviews

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4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Professional, simple banking highly recommend

5
Professional, simple banking highly recommend Reviewed on: 6th February 2025
Taylorjt6's avatar
Taylorjt6

This is my second year with Atom and everything is e...

5
This is my second year with Atom and everything is extremely good from applying on line (very easy) and being kept up to date without being inundated with emails and advertising. Brilliant Reviewed on: 6th February 2025
Beryl S's avatar
Beryl S

Highly recommended

5
Easy to use for savings. Easy to set up fixed savers Reviewed on: 6th February 2025
Dave's avatar
Dave

Excellent online banking site, clearly laid out & ea...

5
Excellent online banking site, clearly laid out & easy to navigate. I can always find whatever I'm looking for really quickly. Reviewed on: 6th February 2025
Anne's avatar
Anne

The app is easy to use.

5
The app is easy to use. Necer get problem. Reviewed on: 6th February 2025
PAK KEI HO's avatar
PAK KEI HO

Internet banking.

5
The dedicated app is very easy to use and, so far, very secure. Quick and easy to invest etc. However, 2 issues. One, the photo ID is not perfect and much easier to use the fingerprint. Secondly, you cannot yet transfer money internally between accounts without having to transfer back and forth to your designated bank account. Reviewed on: 6th February 2025
Paul L's avatar
Paul L

Excellent interest rates

5
Excellent rates of interest on their products, good app. Reviewed on: 6th February 2025
Christine P's avatar
Christine P

Easy app to use.

5
Easy app to use. Great interest rates. Reviewed on: 6th February 2025
J H's avatar
J H

Good interest rates and app

5
Good interest rates and easy to use app which gives you the information you need in a straightforward way. Safe and reliable without any hassle Reviewed on: 6th February 2025
Katherine 's avatar
Katherine

Good interest rates and app

5
Good interest rates and easy to use app which gives you the information you need in a straightforward way. Reviewed on: 6th February 2025
Katherine 's avatar
Katherine

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