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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Works well.

5
Works well. Pity others are not as efficient. Reviewed on: 6th February 2025

Always fair rates, easy to contact and speak to some...

5
Always fair rates, easy to contact and speak to someone if required, but easy to use app. I like that they keep you up to date with interest rate changes, and change accordingly. 10/10 Reviewed on: 6th February 2025

Good, easy to use app.

5
Good, easy to use app. Great interest rates. They do exactly what they say. A++++ Reviewed on: 6th February 2025

Have been using Atom Bank for years.

5
Have been using Atom Bank for years. They offer good savings rates which are competitive. Savings accounts documentation is easily accessible. Highly recommended. Reviewed on: 6th February 2025

Atom is simply an outstanding brand.

5
Atom has been an excellent savings platform for me for over 2 years. It is a simple app and contact with Atom is outstanding. Customers are always given good notice of any impending changes to their account. Helpful and Friendly. Reviewed on: 6th February 2025

Opening an account was a very easy process.

5
Opening an account was a very easy process. Reviewed on: 6th February 2025

Great all round

5
Easy set-up, great interest rates and excellent customer service Reviewed on: 6th February 2025

Easy to set up and also easy to view account balance...

5
Easy to set up and also easy to view account balances on the app. Transfer back to nominated bank account is swift. Reviewed on: 6th February 2025

Atom is a user friendly app and is good service all...

5
Atom is a user friendly app and is good service all round.. Reviewed on: 6th February 2025

I'm so happy with Atom bank and how easy is to set...

5
I'm so happy with Atom bank and how easy is to set up everything. Reviewed on: 6th February 2025

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