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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

App easy to use and very secure.

App easy to use and very secure. Good rate of interest. Reviewed on: 5th February 2025

Very easy to open accounts.

Very easy to open accounts. Great rates of interest. Reviewed on: 5th February 2025

Very easy to use app

Very easy to use app and great service when you need it. Top interest rates on savings products too Reviewed on: 5th February 2025

Faster than you can boil a kettle!

I recently opened a new savings account with Atom, which was such a quick and easy process that I didn't even get time to boil the kettle! And it's a far better interest rate than anything I've seen elsewhere, for my purposes. Reviewed on: 5th February 2025

Great bank app that is easy to use

Great bank app that is easy to use Reviewed on: 5th February 2025

A excellent banking experience and user friendly app

A excellent banking experience with a very user friendly banking app that has the best features I’ve experienced so far. Very glad I discovered Atom. Great savings rates with plenty of choice of different rates and terms. 10/10! Reviewed on: 5th February 2025

Easy to navigate despite it being purely a online fa...

Easy to navigate despite it being purely a online facility however if I need to speak to someone I have no problem reaching out to them directly and not confronted with a bot at first contact Reviewed on: 5th February 2025

So far so good.

So far so good. New to this but open minded. Reviewed on: 5th February 2025

I have found Atom really easy to use and the all is...

I have found Atom really easy to use and the all is really accessible. I like the ability to forecast my savings to see how much I will earn. It really helps motivate me to keep saving for the future. Reviewed on: 5th February 2025

Easy to use.

Easy to use. Quick customer service. Reviewed on: 5th February 2025

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