Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

View other Atom Bank products

4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Best rates

Some of the best fixed rates on savings accounts.Mobile app and online banking is clear a swift, uncomplicated. Subscription and registration was simple. Very pleased. Reviewed on: 5th February 2025

Highly recommended

An efficient, customer centric bank that gives me confidence - recommended to both my children who also now have accounts. Well done Atom bank. Reviewed on: 5th February 2025

Excellent.

Excellent. Very user friendly app. Easy to use, easy to understand. Great interest rates. Reviewed on: 5th February 2025

Efficient and painless

Efficient and easy to access account for a painless procedure Reviewed on: 5th February 2025

Mighty Atom

I have had many savings account with Atom. Their interest rates are always extremely competitive and their service is exemplary Reviewed on: 5th February 2025

Really easy system to use, good rates of interest th...

Really easy system to use, good rates of interest that do not fluctuate too much or too often. Plenty of products available to suit all incomes and simple system showing interest that can be achieved. Withdrawals are easy to request and money is transferred almost immediately. Reviewed on: 5th February 2025

I have nothing but praise for Atom.

I have nothing but praise for Atom. So easy to deal with, competitive returns and instant transactions. Highly highly recommend - and have done to friends and family. Reviewed on: 5th February 2025

Atom Bank are excellent

Opening account online was easy to navigate. The app is very user friendly. I had to contact the customer service team and got through to a person straight away ( not a chat bot like a lot of banks or having to listen to lots of options before you get through to a person). The interest rates are some of the best available. Would thoroughly recommend Atom bank. Reviewed on: 5th February 2025

Easy to use app one of the best & good...

Easy to use app one of the best & good documentation Reviewed on: 5th February 2025

Competitive products accessible from a great app.

Competitive products accessible from a great app. Reviewed on: 5th February 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Private Clients Savings
from Investec 4.32 from 6 reviews
Savings
from Mansfield Building Society 4.67 from 1505 reviews
Savings
from Moneywise Credit Union 2.60 from 2 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub