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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Great banking app

5
Atom offers good interest rates, easy to set up accounts and easy to use , great app to use. Reviewed on: 5th February 2025

BRILLIANCE

5
Simple App to use with brilliant interest rate - also help available if you ever need it Reviewed on: 5th February 2025

Easy account opening

5
Easy account opening. Good app. Decent savings rates. Reviewed on: 5th February 2025

Great easy to use web site.

5
Great easy to use web site & good interest rates. Reviewed on: 5th February 2025

A really great banking experience

5
Helpful customer support who sorted my query efficiently and without a long wait to connect. Competitive rates and good communications Reviewed on: 5th February 2025

Best banking experience.

5
Very straightforward to set up, transact and raise queries if needed. Im very impressed and have already recommended to many people. If they did current accounts i’d switch! Reviewed on: 5th February 2025

A faultless experience.

5
I've had multiple accounts over the years and no issues whatsoever. Reviewed on: 5th February 2025

Never a problem making a deposit always kept informe...

5
Never a problem making a deposit always kept informed about maturity Reviewed on: 5th February 2025

Easy to save, good rates, great spp

5
Easy to save, good rates, great spp Reviewed on: 5th February 2025

I've been saving with Atom for several years now

5
I've been saving with Atom for several years now, and all of my family now have their own accounts. The interest rates are market leading and the app is excellent. Reviewed on: 5th February 2025

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