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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

7857% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Been baking with you for a long time now , and your...

Been baking with you for a long time now , and your your app is so simple to use with very competitive interest rates you don’t have to any further. Reviewed on: 11th February 2026

Easy online banking

The app is so easy to use, interest rates are good. Reviewed on: 11th February 2026

Easy account to open and use.

Easy account to open and use. App easy to use like the piggy bank icon they use for savings account. Bit of fun but encourages to save. Reviewed on: 11th February 2026

I have been using Atom for 2 years and to honest the...

I have been using Atom for 2 years and to honest the app is very easy to navigate. Great ISA and saving rate and easy to move money. Have recommended to my family and friends Reviewed on: 11th February 2026

An excellent on line bank.

An excellent on line bank. Very happy with it Reviewed on: 11th February 2026

Have saved with atom for 3 years.

Have saved with atom for 3 years. Easy to use online & Would highly recommend! Reviewed on: 11th February 2026

Disappointing

Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the process of changing bank. Reviewed on: 11th February 2026

Been with Atom for 3 years now and everything is a b...

Been with Atom for 3 years now and everything is a breezez Reviewed on: 11th February 2026

My money is secure with Atom

I feel very happy knowing my money is safe with Atom. Reviewed on: 11th February 2026

Easy to use and good saving rates.

Easy to use and good saving rates. Only reason for not 5 star being unable to automatically pay interest into nominated account Reviewed on: 11th February 2026

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