Write a review

Newsletter

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

View other Atom Bank products

4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5211)

Great Fixed Term Savings and easy to use online app

I have been using Atom for a couple of years now and find their rates competitive for my fixed term savings. Love the app as it's so easy to use and would definitely recommend. Reviewed on: 11th February 2026

Excellent product all round

A very easy to use app. Most information you will need is there but if you need or prefer to speak to a person a phone number is easy to find under help & support. easy to transact via the app too. Reviewed on: 11th February 2026

Been baking with you for a long time now , and your...

Been baking with you for a long time now , and your your app is so simple to use with very competitive interest rates you don’t have to any further. Reviewed on: 11th February 2026

Easy online banking

The app is so easy to use, interest rates are good. Reviewed on: 11th February 2026

Easy account to open and use.

Easy account to open and use. App easy to use like the piggy bank icon they use for savings account. Bit of fun but encourages to save. Reviewed on: 11th February 2026

I have been using Atom for 2 years and to honest the...

I have been using Atom for 2 years and to honest the app is very easy to navigate. Great ISA and saving rate and easy to move money. Have recommended to my family and friends Reviewed on: 11th February 2026

An excellent on line bank.

An excellent on line bank. Very happy with it Reviewed on: 11th February 2026

Have saved with atom for 3 years.

Have saved with atom for 3 years. Easy to use online & Would highly recommend! Reviewed on: 11th February 2026

Disappointing

Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the process of changing bank. Reviewed on: 11th February 2026

Been with Atom for 3 years now and everything is a b...

Been with Atom for 3 years now and everything is a breezez Reviewed on: 11th February 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Leeds Credit Union 4.17 from 3 reviews
Instant Access Savings
from Metro Bank 4.80 from 484 reviews
Personal Savings
from United Trust Bank 4.85 from 1587 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub