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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

App the best

5
Best banking app ever. So easy to navigate. Reviewed on: 11th February 2026

Great communication easy to seek advice exc customer...

5
Great communication easy to seek advice exc customer info Reviewed on: 11th February 2026

I’ve been impressed with Atom bank since I was first...

5
I’ve been impressed with Atom bank since I was first recommended by a financial adviser . Reviewed on: 11th February 2026

Confident with my investment.

5
This is my third year investing with Atom Bank. In the current investment market it is important to me to invest in a trusted bank. I feel completely comfortable and confident in my transactions and investment with Atom Bank. Reviewed on: 11th February 2026

Been with Atom nearly 2 years, great app to navigate...

5
Been with Atom nearly 2 years, great app to navigate your account. Reviewed on: 11th February 2026

Everything works as it should, very user friendly app

5
Everything works as it should, very user friendly app Reviewed on: 11th February 2026

App is brilliant and simple

5
Excellent customer service and fair rates compared to other savings accounts. The app is brilliant and very easy to use. Would highly recommend Atom for anyone wanting a simple savings account setting up. Reviewed on: 11th February 2026

Excellent service

5
Easy app to negotiate especially for an oldie who is not tech savvy!! with competitive rates, much better than high steet bank. Would recommend to friends and family. Reviewed on: 11th February 2026

Great Fixed Term Savings and easy to use online app

5
I have been using Atom for a couple of years now and find their rates competitive for my fixed term savings. Love the app as it's so easy to use and would definitely recommend. Reviewed on: 11th February 2026

Excellent product all round

5
A very easy to use app. Most information you will need is there but if you need or prefer to speak to a person a phone number is easy to find under help & support. easy to transact via the app too. Reviewed on: 11th February 2026

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