Smart Money People Logo

Atom Bank: Savings reviews

4.93
Based on 4,592 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025
Peter Bower 's avatar
Peter Bower

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025
Happy customer's avatar
Happy customer

About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

Already an Atom Bank savings customer? Leave a review and let others know about your experience with the ultra-modern banking app.

Or are you looking for Atom Bank reviews? See what people are saying below about the one-year fixed savings account.

At Smart Money People, we're changing financial services for the better.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (4592)

Good, competitive interest rates

5
Good, competitive interest rates, The App is easy to use. I marked customer service as neutral because I have had no need to ask for any help. Reviewed on: 18th April 2025

Just starting putting money into a higher interest a...

4
Just starting putting money into a higher interest account. Which my daughter recommended and overall very happy with service and easy to put more money into Reviewed on: 18th April 2025

Excellent Atom

5
Easy to use website… fast & efficient… quick payment…. Would recommend Reviewed on: 18th April 2025

So easy to use.

5
App is so easy to use, rates are very competitive. Reviewed on: 18th April 2025

Very easy to set up and use Fixed Term savings account.

5
Very easy to set up and use Fixed Term savings account. Have felt like my money was safe and it was easy to find out what was happening with it in the app. Timely reminders before maturity and then easy to move the money elsewhere (into another one of their fixed accounts usually!). Reviewed on: 18th April 2025

Very easy to use app and good interest rates on savi...

5
Very easy to use app and good interest rates on savings. Reviewed on: 18th April 2025

Best U.K. Bank

5
Best bank, by far, that I have ever used. Always first to increase interest rates and last to decrease them. Currently their various accounts are the best around. Reviewed on: 18th April 2025

Atom bank are a great way for saving with good inter...

5
Atom bank are a great way for saving with good interest rates. Reviewed on: 18th April 2025

Easy online banking

5
Good rates, very easy to use, well designed app Reviewed on: 18th April 2025

Atom’s performance has been most satisfactory

5
Atom offered good rates and helped me to register and invest on line. Monthly payments have arrived on time and amounts have been as expected. Reviewed on: 18th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.26 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.87 from 50 reviews
    Atom Bank
    View all products