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Atom Bank: Savings reviews

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4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
7871% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Straightforward to open.

4
Straightforward to open. Competitive interest rate at the time of opening. Reviewed on: 12th February 2026
Zeborah's avatar
Zeborah

Quick and efficient service.

5
Quick and efficient service. Easy to use APP. Reviewed on: 12th February 2026
David S's avatar
David S

Dream to use App.

5
1 find using the Atom App a real dream to use. I recently closed and opened a new ISA 1 year bond it worked perfectly and quickly very impressive. Reviewed on: 11th February 2026
Paul Wallis 's avatar
Paul Wallis

Atom, The Best online

5
Three Es, Efficient, Easy, Excellent… Reviewed on: 11th February 2026
Peter F's avatar
Peter F

Very competitive savings rates, products.

5
Very competitive savings rates, products. Easy straightforward App to use Reviewed on: 11th February 2026
BTomB's avatar
BTomB

Great banking App

5
I have been an Atom customer for 4 years and have found it a very useful and easy way to save. App easy to use but twice I had to call customer services and I got to speak top someone very quickly and my small query was immediately resolved. Reviewed on: 11th February 2026
Frances's avatar
Frances

Great savings account.

4
Great savings account. Super easy to open & maintain the account whilst being very secure. Reviewed on: 11th February 2026
Janet S's avatar
Janet S

Great Savings A/C

5
Great Savings A/C although could always do with a higher interest rate. Never had to use Customer Service which can only be a good thing Reviewed on: 11th February 2026
Hilary T's avatar
Hilary T

Have been a saver with Atom for 4 years and whilst...

5
Have been a saver with Atom for 4 years and whilst their interest rates are competitive, it is also the ease in dealing with their online system, be it first enrolment, transfers in an account, between accounts and any need to speak to staff it is ALL first rate; helpful, polite and nothing is too much trouble. Excellent. Reviewed on: 11th February 2026
Susan Prodger's avatar
Susan Prodger

Great facility & service

5
App easy to set up, navigate and use. Lots of comprehensive information within it.Good regular communication. Reviewed on: 11th February 2026
Jens's avatar
Jens

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