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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5211 reviews)

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4.81

Based on 5,211 reviews, last reviewed 12th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5211)

All OK.an easy 4.92% all round.

All OK 4.92% all round service. Need I say more. Reviewed on: 12th February 2026

Straightforward to open.

Straightforward to open. Competitive interest rate at the time of opening. Reviewed on: 12th February 2026

Quick and efficient service.

Quick and efficient service. Easy to use APP. Reviewed on: 12th February 2026

Dream to use App.

1 find using the Atom App a real dream to use. I recently closed and opened a new ISA 1 year bond it worked perfectly and quickly very impressive. Reviewed on: 11th February 2026

Atom, The Best online

Three Es, Efficient, Easy, Excellent… Reviewed on: 11th February 2026

Very competitive savings rates, products.

Very competitive savings rates, products. Easy straightforward App to use Reviewed on: 11th February 2026

Great banking App

I have been an Atom customer for 4 years and have found it a very useful and easy way to save. App easy to use but twice I had to call customer services and I got to speak top someone very quickly and my small query was immediately resolved. Reviewed on: 11th February 2026

Great savings account.

Great savings account. Super easy to open & maintain the account whilst being very secure. Reviewed on: 11th February 2026

Great Savings A/C

Great Savings A/C although could always do with a higher interest rate. Never had to use Customer Service which can only be a good thing Reviewed on: 11th February 2026

Have been a saver with Atom for 4 years and whilst...

Have been a saver with Atom for 4 years and whilst their interest rates are competitive, it is also the ease in dealing with their online system, be it first enrolment, transfers in an account, between accounts and any need to speak to staff it is ALL first rate; helpful, polite and nothing is too much trouble. Excellent. Reviewed on: 11th February 2026

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