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Atom Bank: Savings reviews

4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Super easy to set up and use

5
Super easy to set up and use. I have been used it nearly 2 years and have good experience. The APP is user friendly. Reviewed on: 11th February 2026

Very easy to deal with when opening account, monthly...

5
Very easy to deal with when opening account, monthly interest payments on time Reviewed on: 11th February 2026

Great company

5
Great company been a customer for many years Reviewed on: 11th February 2026

No hassle banking with no problems experienced

5
No hassle banking with no problems experienced Reviewed on: 11th February 2026

Great bank

5
Great bank, the App is so easy to use and is really clear how your investment are being managed. Reviewed on: 11th February 2026

I like how easy it is to use account,

5
I like how easy it is to use account, the speed of transfers and flexibility Reviewed on: 11th February 2026

10/10 Atom

5
Quick and efficient,friendly responses to all queries. Reviewed on: 11th February 2026

I have opened several fixed saver accounts with Atom...

5
I have opened several fixed saver accounts with Atom during the past 10 years, and it's always been a very easy operation to open and close them. Reviewed on: 11th February 2026

Very straightforward to open a account all the infor...

5
Very straightforward to open a account all the information you need is available on the app Reviewed on: 11th February 2026

Returning Customer

4
The ease of using the App is a bonus. superb staff … I would give them a 5. So helpful and efficient. I only scored 4 overall as I feel as a returning customer that loyalty should be rewarded. Reviewed on: 11th February 2026

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