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Atom Bank: Savings reviews

4.81
Based on 5,211 reviews, last reviewed 12th Jun 2026
95% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

No brainer Very easy to use, haven't needed a follow up call or anything, all went smoothly (so far). Reviewed on: 12th June 2026
A M's avatar
A M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5211)

My money is secure with Atom

5
I feel very happy knowing my money is safe with Atom. Reviewed on: 11th February 2026

Easy to use and good saving rates.

5
Easy to use and good saving rates. Only reason for not 5 star being unable to automatically pay interest into nominated account Reviewed on: 11th February 2026

Super easy to set up and use

5
Super easy to set up and use. I have been used it nearly 2 years and have good experience. The APP is user friendly. Reviewed on: 11th February 2026

Very easy to deal with when opening account, monthly...

5
Very easy to deal with when opening account, monthly interest payments on time Reviewed on: 11th February 2026

Great company

5
Great company been a customer for many years Reviewed on: 11th February 2026

No hassle banking with no problems experienced

5
No hassle banking with no problems experienced Reviewed on: 11th February 2026

Great bank

5
Great bank, the App is so easy to use and is really clear how your investment are being managed. Reviewed on: 11th February 2026

I like how easy it is to use account,

5
I like how easy it is to use account, the speed of transfers and flexibility Reviewed on: 11th February 2026

10/10 Atom

5
Quick and efficient,friendly responses to all queries. Reviewed on: 11th February 2026

I have opened several fixed saver accounts with Atom...

5
I have opened several fixed saver accounts with Atom during the past 10 years, and it's always been a very easy operation to open and close them. Reviewed on: 11th February 2026

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