Paid advertisement
Smart Money People Logo
Newsletter

Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5213)

10/10 Atom

5
Quick and efficient,friendly responses to all queries. Reviewed on: 11th February 2026

I have opened several fixed saver accounts with Atom...

5
I have opened several fixed saver accounts with Atom during the past 10 years, and it's always been a very easy operation to open and close them. Reviewed on: 11th February 2026

Very straightforward to open a account all the infor...

5
Very straightforward to open a account all the information you need is available on the app Reviewed on: 11th February 2026

Returning Customer

4
The ease of using the App is a bonus. superb staff … I would give them a 5. So helpful and efficient. I only scored 4 overall as I feel as a returning customer that loyalty should be rewarded. Reviewed on: 11th February 2026

Banking at it’s best

5
Very easy setup, simple application easy to navigate, & simple to understand. No dramas Reviewed on: 11th February 2026

Intuitive app and decent rates across a range of pro...

5
Intuitive app and decent rates across a range of products. Reviewed on: 11th February 2026

Very efficient bank with good returns.

5
Very efficient bank with good returns. I like the ease of having an app Reviewed on: 11th February 2026

Easy to use even for someone quite hopeless at compu...

5
Easy to use even for someone quite hopeless at computers … Very competitive very happy investor Reviewed on: 11th February 2026

Very convenient

5
I have found Atom to be very easy to use and I can add funds or withdraw them at anytime making it very flexible. Reviewed on: 11th February 2026

Unable to withdraw savings

1
Circumstances changed, couldn't withdraw fixed rate account, got a temporary bank overdraft. Won't be renewing with them. Reviewed on: 11th February 2026

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.18 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products