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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

7857% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Banking at it’s best

Very easy setup, simple application easy to navigate, & simple to understand. No dramas Reviewed on: 11th February 2026

Intuitive app and decent rates across a range of pro...

Intuitive app and decent rates across a range of products. Reviewed on: 11th February 2026

Very efficient bank with good returns.

Very efficient bank with good returns. I like the ease of having an app Reviewed on: 11th February 2026

Easy to use even for someone quite hopeless at compu...

Easy to use even for someone quite hopeless at computers … Very competitive very happy investor Reviewed on: 11th February 2026

Very convenient

I have found Atom to be very easy to use and I can add funds or withdraw them at anytime making it very flexible. Reviewed on: 11th February 2026

Unable to withdraw savings

Circumstances changed, couldn't withdraw fixed rate account, got a temporary bank overdraft. Won't be renewing with them. Reviewed on: 11th February 2026

Easy to use app.

The app is very easy and clear to use and Atom offer very competitive interest rates. Reviewed on: 11th February 2026

Great rates, easy to use

This is such a straight forward method of saving always with good rates. I love the ease of it all, that seems to be so unusual these days! Reviewed on: 11th February 2026

I found Atom very efficient, easy to use and respons...

I found Atom very efficient, easy to use and responsive when I needed a bit of guidance. The app works quickly and money transfers either way are almost instantaneous followed by the oh so reassuring confirmation. Really happy, I’ve tried others, Atom give the greatest confidence. Keep it up. Reviewed on: 11th February 2026

Very easy to set up and manage.

Very easy to set up and manage. Clear and simple app. Reviewed on: 11th February 2026

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