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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy banking

Easy to use app, good rates and choice of accounts, fast transactions. Reviewed on: 5th February 2025

Can't fault them.

Really easy to set up and open accounts. Competitive interest rates. Excellent and easy to use App. I had no issues through the whole process. Have recommended to my son who has now opened an account. Reviewed on: 5th February 2025

Have been with ATOM for 5 years .

Have been with ATOM for 5 years . Has always been a very good experience. Rates are consistently high and their app is the best I use out of all my finance apps Reviewed on: 5th February 2025

Money moves instantly with ATOM!

When I pay money into my ATOM account it arrives instantly. I really like the app to check banking activity on the move. Reviewed on: 5th February 2025

Would definitely recommend

I have held several accounts. They offer good interest rates. The app is extremely easy to use but when I have contacted Atom for assistance they have responded quickly and clearly. Reviewed on: 5th February 2025

I use Atom bank for savings accounts.

I use Atom bank for savings accounts. Easy to set up and returns are competitive , Easy to search their website for different types of savings account Reviewed on: 5th February 2025

happy with the app and the interest rates are good.

happy with the app and the interest rates are good. Reviewed on: 5th February 2025

Banking made easy!

Banking made easy! The app is fab and easy to use, the interest rates are very competitive Reviewed on: 5th February 2025

Very good

Very slick account registration process and sensible savings product of paying more if no withdrawals in the month. Reviewed on: 5th February 2025

Just quite simply a good bank!

Just quite simply a good bank!! Good value, good rates. Reviewed on: 5th February 2025

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