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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Atom Bank. The digital only challenger

5
So easy to use. Help line do quick and on the ball! Highly recommend Atom. Been using you for years! Reviewed on: 5th February 2025

Easy Banking

4
An easy app to navigate with competitive interest rates on some accounts Reviewed on: 5th February 2025

Been straight forward so far with the app working ve...

5
Been straight forward so far with the app working very well Reviewed on: 5th February 2025

Excellent rates, great app and support by all channe...

5
Excellent rates, great app and support by all channels I need. Why can’t all the banks be like this Reviewed on: 5th February 2025

First Class Bank

5
Competitive Rates App easy to use No complaints Reviewed on: 5th February 2025

Highly recommended

5
The app is easy to use. More so than some others I've used. Have used other providers for savings, but Atom rates are more competitive and easier to open and maintain accounts. Reviewed on: 5th February 2025

Brilliant app, great flexibility, competitive rates.

5
Brilliant app, great flexibility and competitive rates. Only feedback is that a desktop option for access could improve functionality and open up to others who do not like using their phones for personal banking. Reviewed on: 5th February 2025

ATOM Atom bank - the best online service you can get

5
The service offered by ATOM bank is simple and efficient and I like the easy App that I can use on my mobile devise. The Bank is local to me and the products are rated by experts as been one of the best Reviewed on: 5th February 2025

Easy app to use

5
Easy app whatever the transaction Reviewed on: 5th February 2025

A great online bank.

5
A great online bank. Website is simple to navigate. Great choice of products and good rates. Reviewed on: 5th February 2025

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