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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

No fuss banking!

Opened account due to the best interest rate at the time, a very easy and straightforward process. Communication has been excellent. Reviewed on: 5th February 2025

Excellent bank that ticks all the boxes for me

Great, website, easy to transfer money in and out. Good interest rates. Good at providing updates Reviewed on: 5th February 2025

Very competitive & intuitive

It was easy to set up account ( I’m a non techie 75 yr old ) & simple to use . Very intuitive. Reviewed on: 5th February 2025

Best bank by a mile (and I have many!)

Products and interest rates are fair, practical and easy to engage with. On the very rare times I have been required to seek information, the team have been courteous, efficient and very knowledgeable. Reviewed on: 5th February 2025

What I m looking for

I had no problem at all. App works very smoothly. Very easy to understand Reviewed on: 5th February 2025

Have opened a few savings accounts with Atom - alway...

Have opened a few savings accounts with Atom - always easy transactions and good rates of interest Reviewed on: 5th February 2025

Easy to use app, good interest rates

Easy to use app, good interest rates Reviewed on: 5th February 2025

ATOM, not just an alternative, but a savings solution

I have recommneded ATOM to work colleagues and family members and at least five people have joined onm my recommendation. You are a great alternative to a traditional bank and I have had only excelllnet service to date. Reviewed on: 5th February 2025

Excellent app one of my preferred savings accounts

Excellent app one of my preferred savings accounts Reviewed on: 5th February 2025

All my transactions are easily done.

All my transactions are easily done. Information is clear and helpful. I am completely happy with the App. Reviewed on: 5th February 2025

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