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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Smooth and trouble free banking at touch of fingers.

Smooth and trouble free banking at touch of fingers. User friendly. Easy to navigate app. Reviewed on: 5th February 2025

The App is well designed and easy to use and they of...

The App is well designed and easy to use and they offer a great range of savings options with good interest rates Reviewed on: 5th February 2025

Top of their GAME

Fair interest rates: easy to navigate App::Always kept in the loop before account maturity- plenty of easy to understand options. It’s how banking should be. One of the best App based banks in the business.upon maturity I rarely change to another bank, Atom are always Competitive! Reviewed on: 5th February 2025

Easy to use good rates of return

Easy to use good rates of return Reviewed on: 5th February 2025

Great and user friendly

Very easy app to use and very user friendly. Would recommend this app and bank to all friends and family. Reviewed on: 5th February 2025

Excellent Bank.

Very east to move about the app, decent interest rates. Reviewed on: 5th February 2025

Great app excellent customer service with top rates.

Great app excellent customer service with top rates. Reviewed on: 5th February 2025

A flawless experience

A flawless experience. From the application to the day-to-day use of the Atom app, my experience so far has been truly great. So far, I have only opened an instant saver with Atom but I’d absolutely keep them in mind for any future products I may need. The app is so easy to use and the one time I have needed to contact customer services they responded quickly and resolved my issue easily. Can’t recommend them enough. Also nice to support a bank from my local area! Reviewed on: 5th February 2025

Easy Peasy!

It's just easy to use the app! And interest rates are better than most high street banks. Reviewed on: 5th February 2025

App works well.

App works well. easy to transfer in and out. Reviewed on: 5th February 2025

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