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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Excellent Bank

Excellent app and a first class service with great interest rates and products. Reviewed on: 5th February 2025

So far so good!

So far so good. Account was easy to set up. Clear information and instructions. I've not had any issues and I've not had to contact customer service Reviewed on: 5th February 2025

Great Online Bank, with excellent customer service.

Great Online Bank, with excellent customer service. Reviewed on: 5th February 2025

Always on hand to help when I need it and love the l...

Always on hand to help when I need it and love the look of the app Reviewed on: 5th February 2025

Tip top savings!

Tip top savings! Easy to set up & manage accounts, great interest rates & clear communications. Reviewed on: 4th February 2025

Excellent rates and a fantastic App.

Excellent rates and a fantastic App. Easy to open and maintain accounts, payments clearly visible. Reviewed on: 4th February 2025

Slick app, great rates and helpful customer service,...

Slick app, great rates and helpful customer service, what more could you want from a savings product? Reviewed on: 3rd February 2025

The app is so easy and fast.

The app is so easy and fast. I usually get a notification from Atom before confirmation funds have even been sent! They have a great selection of products whether it be for instant access with different rate rewards or the flexible terms of fixed savers. Reviewed on: 3rd February 2025

Really great rates and solid service

Really great rates and solid service Reviewed on: 3rd February 2025

Easy to set up, with excellent rates.

Easy to set up, with excellent rates. The money also transfers in and out at lightening speed. The product itself is really clear, with everything explained well. The company also seems to want to treat customers fairly and give them a good, modern experience to banking. Reviewed on: 3rd February 2025

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