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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5208)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Atom bank savings

Easy to use app,interest rates always competitive.Easy to deal with queries through the chat box.Given plenty of notice when fixed saver matures and your options Reviewed on: 11th April 2024

The whole process is extremely user friendly.

The whole process is extremely user friendly. They have very competitive interest rates, everything is clear on the App, and their help centre is easy to negotiate. Reviewed on: 11th April 2024

More than happy to recommend

Always had good interest rates and when needed help desk friendly and efficient Reviewed on: 11th April 2024

I am a new client.

I am a new client but my experience with Atom has been second to none. You can actually speak to a real person. Their response time to emails is very prompt and you have your answer almost immediately. I would highly recommend Atom. In fact this company was referred to me by my friend who also does business with Atom. Well done! Reviewed on: 11th April 2024

Best fixed rates possible.

Best fixed rates possible. This has been top tier for a period of time last year Reviewed on: 11th April 2024

Always favourable interest rates.

Always favourable interest rates. Easy functioning website. Would always recommend to others. Reviewed on: 11th April 2024

Absolutely appalling service.

Absolutely appalling service. Customer service is terrible, only slightly good thing is the rate, everything else about this company is terrible. Can't wait to close my account and never use them ever again. The good interest is not worth any other hassle. Reviewed on: 11th April 2024

Smart banking

I find using the app a very positive experience, all I need to know and do in just a few clicks. Customer support too Is prompt, precise, and accurate. I have been using Atom Bank for several years now and I am extremely happy with the way they operate and their products are excellent Reviewed on: 11th April 2024

very easy to use and very efficient with good intere...

very easy to use and very efficient with good interest rates. customer service over the phone are very nice and helpful Reviewed on: 11th April 2024

Good for Olds

I have had several fixed rate savers also saving account with Atom no problems easy to add money and draw money out as an “old” (85) it’s easy to use very happy with Atom Reviewed on: 11th April 2024

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