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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

5
I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

Easy to use and great to save

5
Easy to set up account and easy to use app. Great choice of products. Helpful messages via email or in app. Good experience overall. Nice look to the app. Reviewed on: 10th April 2024

Atom is da bomb!

5
The app is superb. So simple and accessible. Reviewed on: 10th April 2024

A bank that works for you and your money.

5
A no nonsense hassel free bank that gives you excellent interest rates. An easy to use app with help at the end of the phone if needed. Reviewed on: 10th April 2024

Moderate

4
Rates not as good as they used to be Reviewed on: 10th April 2024

Excellent in every way

5
A really easy to use app which enables all transactions to be smooth and immediate. Good interest rates too Reviewed on: 10th April 2024

Easy to use open an account and use the app.

5
Easy to use open an account and use the app. Reviewed on: 10th April 2024

Easy to set up accounts and good banking app.

5
Easy to set up accounts and good banking app. Very happy with the various accounts I’ve had with them in recent years Reviewed on: 10th April 2024

Trustworthy, efficient & good financial returns...

5
Trustworthy, efficient, simple to operate & good returns Reviewed on: 10th April 2024

I recommend Atom Bank

5
Simple to open and very competitive interest rate Reviewed on: 10th April 2024

Atom Bank - good bank,good products, good service

5
Atom Bank were good at communicating and offered good products. The site was easy to use and the bank gave plenty of warning and time to respond to any change/ action required. I was very happy with all aspects of this bank. Reviewed on: 10th April 2024

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