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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Efficient friendly service

Easy to set up put money in track it and a good rate Reviewed on: 13th April 2023

Awesome rate

Stumbled on this account and it's market beating rate from social media chat. Reviewed on: 11th April 2023

Good value easy to use

No brainer really, easy to set up, great rates, transparent terms Reviewed on: 11th April 2023

A brilliant back with brilliant rates

I have been so impressed with Atom bank. My accounts were easy to open, the app is so user friendly and the interest rates are some of the best around. Reviewed on: 6th April 2023

Always competitive

I found my savings account easy to set up and manage. Reviewed on: 6th April 2023

So easy to setup

Very simple to setup my fixed saver accounts. I have used ATOM a number of times over the last few years and have found the process seamless, trusting and efficient. As soon as the saver account matures the money is available for instant transfer - no hassle. Very easy to use app, no fuss which I like. Reviewed on: 6th April 2023

Competitive online saver

Great savings rate, easy to choose products, easy to use app with a gauge to show what interest you’d earn depending on what you invest and really like the security, which is very important these days. Reviewed on: 5th April 2023

Great bank

Easy to set up and manage. All information is easily available on the app. Reviewed on: 4th April 2023

Spot on

Great place to keep money- good rates and simple to use app Reviewed on: 4th April 2023

Very good service

I have been with Atom a number of years and always have received a good service Reviewed on: 4th April 2023

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