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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Super easy savings

Great savings app, competitive rates Reviewed on: 16th March 2023

Easy to set account up. Excellent Interest rate and flexible terms

A real shake up of the banking system. Highly recommended! Reviewed on: 16th March 2023

Simple account.

Best interest given at the moment and simple app to use. Reviewed on: 16th March 2023

Dead Easy, Slick and Professional Online Accounts

ATOM offer competitive rates and a variety of products which aim to suit everybody’s needs. The online application process is very easy via the ATOM App. Everything is so straightforward and well explained. Monthly or Annual interest payments give you choice and flexibility. Online communication is quick, efficient, concise and professional. This is my 3rd account with ATOM. I can’t recommend them highly enough. Plus, they often feature on the Martin Lewis MSE website with their top rated / competitive products, so that gives you a high degree of confidence. Reviewed on: 13th March 2023

Easy to use and always get to speak to someone when needed

This is a very easy to use app and whenever I needed to speak to someone, I could without hassle. Would recommend. Reviewed on: 10th March 2023

Excellent banking app

Atom is an excellent app. It's very easy to apply for products and also keep track of your savings. Customer service is excellent. Brilliant interest rates. Very happy with the service. Reviewed on: 10th March 2023

Great!

Really good phone app and no issues Reviewed on: 10th March 2023

Great interest!

Atom allows me to safely store away my money whilst earning a very decent interest rate Reviewed on: 10th March 2023

Easy and efficient

Easy app to use, competitive rates and good communication. Regularly use when I’m looking for a good fixed rate saver Reviewed on: 10th March 2023

Smooth process

It was very easy to set up my account and use the app to administer it. The only minor annoyance was not being able to fund the fixed saver directly from another account also with Atom. Reviewed on: 9th March 2023

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