Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

View other Atom Bank products

4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

56200% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews See your review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5209)

Review of the Atom Bank, Savings:

Love it why not!

Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Competitive Fixed Saver account

Competitive Fixed Saver account. Excellent client service. Very understanding empathetic team. They always put the customer first. Reviewed on: 16th March 2023

Great rate of interest

Great interest rate for fixed savings Reviewed on: 16th March 2023

great service

Money movements are instant, app is intuitive and clear. Recommended! Reviewed on: 16th March 2023

Easy as 1,2,3

So simple to set up, app is super simple, now I just need to wait for my interest accurals in my fixed deposit! I gladly transferred over from a major high street bank since it did not have as high prefential interest rates. Reviewed on: 16th March 2023

Recommend

Fast,easy to work with,good interest rate. Reviewed on: 16th March 2023

Super easy savings

Great savings app, competitive rates Reviewed on: 16th March 2023

Easy to set account up. Excellent Interest rate and flexible terms

A real shake up of the banking system. Highly recommended! Reviewed on: 16th March 2023

Simple account.

Best interest given at the moment and simple app to use. Reviewed on: 16th March 2023

Dead Easy, Slick and Professional Online Accounts

ATOM offer competitive rates and a variety of products which aim to suit everybody’s needs. The online application process is very easy via the ATOM App. Everything is so straightforward and well explained. Monthly or Annual interest payments give you choice and flexibility. Online communication is quick, efficient, concise and professional. This is my 3rd account with ATOM. I can’t recommend them highly enough. Plus, they often feature on the Martin Lewis MSE website with their top rated / competitive products, so that gives you a high degree of confidence. Reviewed on: 13th March 2023

Easy to use and always get to speak to someone when needed

This is a very easy to use app and whenever I needed to speak to someone, I could without hassle. Would recommend. Reviewed on: 10th March 2023

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nottingham Forest Saver (discontinued)
from Nottingham Building Society 4.33 from 3 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews
Savings
from Smart Money Cymru Community Bank 4.71 from 52 reviews

Want to see more from Atom Bank?

Business Loans
from Atom Bank 4.18 from 7 reviews
Mortgages
from Atom Bank 3.80 from 50 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub