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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5207 reviews)

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4.91

Based on 5,207 reviews, last reviewed 17th Apr 2026

56000% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use and set up. Easy to use and set up. Safe funds transfers. Reviewed on: 17th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5207)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

As good as banks get

Clear easy to use app Instant transfers In and out The most competitive interest rate This really is the best saving account out there in today’s market. Well done Atom Reviewed on: 3rd March 2022

Everything you need/want in a bank!

Great experience, great app, great customer service, great rates! Reviewed on: 2nd March 2022

Does what is says on the tin

Simple to use app, great rates followed up by fabulous customer service. Why use a bricks and mortar bank for poor returns on your pennies saved when you can Atom them :) Reviewed on: 2nd March 2022

Excellent bank and app

I’ve had several fixed rate accounts over the last few years. And now the new instant access! Easy to use & customer service on the phone is brilliant! Highly recommended Reviewed on: 1st March 2022

On-line banking supremo

On-line banking at its best - easy to use, super-fast transfers to external accounts and competive rates. Reviewed on: 1st March 2022

Simple banking

Simple, easy banking, immediate transactions, flawless! Reviewed on: 1st March 2022

Good interest rate and easy to use

I picked this account (Instant Saver) because of the good interest rate. The sign-up process via the app was really quick and simple but one little glitch, after connecting Atom to Natwest, Natwest froze my current account which has been really annoying to resolve. This may be because Natwest wasn't able to recognise my Atom account name. Reviewed on: 18th February 2022

Always a good rate

Good rates with a good choice of accounts and very good updates via email. Only spoken to Customer service once but they were great and answered my query immediately. Reviewed on: 2nd February 2022

Easy saving with good interest rate

I love how easy it was to set this up, how easy the app is to use, the clear and abundant information you get about your saver account and the good interest rates. I would recommend this product to anyone. Reviewed on: 22nd January 2022

Great account

Good interest rate and recently increased by them Reviewed on: 20th January 2022

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