Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,086 reviews, last reviewed 5th Mar 2026
44800% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Never has any issue the app worked fine and the inte... Never has any issue the app worked fine and the interest rates were very good too! Reviewed on: 5th March 2026
Mr R Chauhan's avatar
Mr R Chauhan

Latest lowest rating:

1

Unable to open the app and no help from Atom staff. Unable to open the app and no help from Atom staff. Reviewed on: 5th March 2026
Keith C's avatar
Keith C

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5086)

Review of the Atom Bank, Savings:

Atom bank has provided a great rate of interest for...

5
Atom bank has provided a great rate of interest for my savings over the last two years. The app on my phone is simple to use and provides all the information I require. I would definitely recommend Atom to others. Reviewed on: 21st April 2025

I like Atom bank

5
I have been banking with Atom for a few years now. Simplistic banking and clear information provided. I get good time notice of changes to interest and when my deal is about to end with options available to continue banking or not. Straightforward and easy to navigate the app. I have had to contact customer services in the past and this was not a problem and staff were very well informed and helpful. Reviewed on: 12th May 2025

Initial report

5
In my first year with Atom banking and been very impressed with them so far. Reviewed on: 10th May 2025

Atom is very transparent.

5
Atom is very transparent. Easy to navigate. Relaible and profitable. Reviewed on: 8th May 2025

No nonsense banking

5
No nonsense banking good savings rates. Very user friendly app Reviewed on: 5th May 2025

Face not recognised

5
Had a little trouble with face recognition after not accessing account for some time. Now using fingerprint, works fine. Reviewed on: 5th May 2025

Busy life, efficient service.

5
Atom offers a solid, efficient service which matches today's hurried life styles., secure whilst accessable, with competitive rates, intuitive app and alerts show information quickly and clearly. Reviewed on: 3rd May 2025

The administration side of the app and vault is very...

5
The administration side of the app and vault is very easy to understand and use. Reviewed on: 2nd May 2025

Simple sign up process, app very clear, good rates!

5
Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025

On the phone-always ready to help.

5
On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025

app easy to use ,funding is shown quickly as is any...

5
app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025