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Atom Bank: Savings reviews

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4.91
Based on 5,209 reviews, last reviewed 20th Apr 2026
7857% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026
Kathy K's avatar
Kathy K

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Simple sign up process, app very clear, good rates!

5
Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025
Phillip H's avatar
Phillip H

On the phone-always ready to help.

5
On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025
Janet S's avatar
Janet S

app easy to use ,funding is shown quickly as is any...

5
app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025
Jan B's avatar
Jan B

Easy to use, even if not the most competitive

5
At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025
AK's avatar
AK

Atom App easy to use

5
The Atom App is easy to use, with multiple options to log into the App. The interest rates on savings accounts are very competitive and are usually better than competitor banks. The reward rate is fantastic as it combines the higher rate of a fixed savings account with the flexibility to make withdrawals if required. Reviewed on: 30th April 2025
Lurcher's avatar
Lurcher

Great no problems.

5
Great no problems. Excellent service Reviewed on: 29th April 2025
Christine McGuire's avatar
Christine McGuire

Atom - what’s not to like!

5
No issues with the app, does exactly what it says and easy to use with no issues. Love that can just check on my savings anytime very easily with no hassle at all. Reviewed on: 29th April 2025
AJC's avatar
AJC

App easy to use, good rates of interest

5
App easy to use, good rates of interest Reviewed on: 29th April 2025
Dee's avatar
Dee

Atom Bank, my internet bank

5
Atom Bank, an internet only bank, provides my with a very good APP, simple to use and to the point. The interest rates offered are excellent. I will be using Atom for the foreseeable future. Reviewed on: 29th April 2025
Mike E's avatar
Mike E

Trustworthy sure and safe. Always good advice.

5
I have always had excellent experience and advice from Atom.I can trust Atom and know my money is secure. My experience is I know I will be advised about the best rates. Reviewed on: 28th April 2025
Patricia Veitch's avatar
Patricia Veitch

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