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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

The administration side of the app and vault is very...

The administration side of the app and vault is very easy to understand and use. Reviewed on: 2nd May 2025

Simple sign up process, app very clear, good rates!

Simple sign up process, app very clear with good user interface, good interest rate. What more can you want?? Reviewed on: 2nd May 2025

On the phone-always ready to help.

On the phone-always ready to help. staff cheerful and knowledgeable. Easily understood Reviewed on: 1st May 2025

app easy to use ,funding is shown quickly as is any...

app easy to use ,funding is shown quickly as is any withdrawal Reviewed on: 1st May 2025

Easy to use, even if not the most competitive

At the time of opening a savings account, the interest rates were the best on the market. This has changed a little over time and whilst not the most competitive, the ease of set up and managing my account is easy and quick. Reviewed on: 30th April 2025

Atom App easy to use

The Atom App is easy to use, with multiple options to log into the App. The interest rates on savings accounts are very competitive and are usually better than competitor banks. The reward rate is fantastic as it combines the higher rate of a fixed savings account with the flexibility to make withdrawals if required. Reviewed on: 30th April 2025

Great no problems.

Great no problems. Excellent service Reviewed on: 29th April 2025

Atom - what’s not to like!

No issues with the app, does exactly what it says and easy to use with no issues. Love that can just check on my savings anytime very easily with no hassle at all. Reviewed on: 29th April 2025

App easy to use, good rates of interest

App easy to use, good rates of interest Reviewed on: 29th April 2025

Atom Bank, my internet bank

Atom Bank, an internet only bank, provides my with a very good APP, simple to use and to the point. The interest rates offered are excellent. I will be using Atom for the foreseeable future. Reviewed on: 29th April 2025

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