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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5036 reviews)

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4.91

Based on 5,036 reviews, last reviewed 5th Mar 2026

40200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Satisfied member of ATOM Have been a member of ATOM for over four years. Has had a hassle free time since the very beginning. Easy to set up and even easier to manage your mon... Read more Reviewed on: 5th March 2026

Latest lowest rating:

1

Bad but thankfully short lived experience Short lived experience - payments kept being refused from the Atom account, despite it being completely funded. Moved to First Direct and glad I did. Reviewed on: 4th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5036)

Utterly flawless.

Utterly flawless. Easy to manage via app. Immediate transfers. Market leading rates. No noisy/pushy sales or notifications. Reviewed on: 20th April 2025

Simple to use for someone in their late 60's.

Simple to use for someone in their late 60's. Reviewed on: 20th April 2025

Great Company

I was a little unsure of Atom Bank at first but went ahead and opened an account .I had a small problem but their Customer Support were excellent Reviewed on: 20th April 2025

Makes saving simple.

Makes saving simple. App is easy to use Reviewed on: 20th April 2025

Wow! Fantastic!

Wow! Fantastic interest rate and so easy to manage the account through the app. I couldn’t be happier. Thank you! Reviewed on: 20th April 2025

Great app very easy to move money

Great app very easy to move money Reviewed on: 20th April 2025

Very easy to open and manage the account.

Very easy to open and manage the account. When you need to withdraw or add money it happens extremely quickly so if you need the money in a hurry it happens immediately. Reviewed on: 20th April 2025

Easy to open account and user friendly website

I loved the fact that the account was easy to open, and find the website really easy to operate. Your savings rates are competitive too. Reviewed on: 20th April 2025

Banking with Atom isn’t one of life’s added stresses.

Banking with Atom isn’t one of life’s added stresses.The app is brilliant . It’s written and explained clearly, no waffle. Instant access to your banking details and info…..we love it. Reviewed on: 20th April 2025

Good all-round account and service

I find account easy to operate. If you need help there is a telephone line available which is not the case for all online banks. Decent rates of interest. Reviewed on: 20th April 2025

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