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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5209 reviews)

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4.91

Based on 5,209 reviews, last reviewed 20th Apr 2026

7857% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use. Very easy to use. Rates not always the highest but I'm very happy overall Reviewed on: 20th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5209)

Easy to apply for a savings account.

Easy to apply for a savings account. Great choice of terms for fixed savings accounts with very competitive interest rates. Same applies for the Instant Saver. Fantastic app for controlling your accounts. Very Secure. My wife is now also a customer because of the above. Reviewed on: 25th April 2025

All good experiences

All good experiences - easy to start an account with an easy to use app Reviewed on: 25th April 2025

Everything about Atom is five star

I've been impressed with Atom since my first interaction. The app is great and customer service was very helpful when I needed to change my address. Reviewed on: 24th April 2025

Great online bank with competitive interest rates

Been good so far though very little email contact from bank or notification nudges. Seems like that could be much stronger app good to use but could also be more upfront with money suggestions etc. Reviewed on: 24th April 2025

Great bank

Easy to set up and good interest. Reviewed on: 24th April 2025

Easy setup and access

Easy to set up accounts, easy app to use, easy and quick to access my money when I need it. I have never needed to contact Atom about any issue, so I can't comment on their customer service. Reviewed on: 24th April 2025

Great service

The app is easy to use and navigate. When I have contacted customer service over the phone, I get a quick and friendly response from a real person! Overall, very happy with my experience. Reviewed on: 24th April 2025

Excellent bank.

Excellent bank. Great service and App. Reviewed on: 24th April 2025

Tge interest rates are superb an the app is so easy...

Tge interest rates are superb an the app is so easy to use. Reviewed on: 24th April 2025

Online ease.

I have fixed rates saving with Atom Bank, I do everything on line via the app which makes it very easy. Reviewed on: 24th April 2025

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