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Atom Bank: Savings reviews

4.91
Based on 5,176 reviews, last reviewed 9th Mar 2026
53200% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

A professional and reliable service provided to me. A professional and reliable service provided to me. I was also provided very good information with regards to my chosen financial package. Reviewed on: 9th March 2026
Rhys Davies's avatar
Rhys Davies

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5176)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Opening account was very easy, APP functions well

5
Opening account was very easy, APP functions well and been happy so far. Good interest rates on savings Reviewed on: 18th April 2025

Always fond good products on their site

5
Always fond good products on their site Reviewed on: 18th April 2025

Good interest rate, easy to use App.

5
Good interest rate, easy to use App. Reviewed on: 18th April 2025

Such a simple app to use and the best accessibility...

5
Such a simple app to use and the best accessibility and interest rates. Reviewed on: 18th April 2025

Very smooth and slick operations

4
Quick and easy account opening and closing, very smooth user experience of the app, the customer service is quick to respond on the phone (and you speak to a human not robot!). Reviewed on: 18th April 2025

Excellent service.

5
I have invested money with Atom Bank for several years now. They offer good interest rates and with the excellent app setting up a new savings account and transferring money is so easy. They offer good customer service should you need help/advice is superb. Reviewed on: 18th April 2025

Very easy to use, my favourite neobank

5
Very easy to use, my favourite neobank Reviewed on: 18th April 2025

I was sceptical at first about handing my money over...

5
I was sceptical at first about handing my money over to a company on line. But I rang Durham and spoke to a human in a matter of seconds. They were both friendly and helpful. It was very quick to set the account up and I opted for the pay monthly interest, that other banks didn’t seem to offer. Excellent service and the fact you get to speak to a human in seconds is amazing these days Reviewed on: 18th April 2025

Atom are excellent

5
Atom have been supporting my needs since I first opened my account. Very happy with their services Reviewed on: 18th April 2025

Great experience

5
The App is so easy to use, and very straightforward to move money around Reviewed on: 18th April 2025

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