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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

78% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

User friendly, great customer service

User friendly, great customer service Reviewed on: 18th April 2025

Very best

Very easty to use and I'm very happy with it. Reviewed on: 18th April 2025

Excellent service easy to follow the app for any inf...

Excellent service easy to follow the app for any information that you require. The bank keeps you updated on your account and any changes that are happening to terms and conditions. I’ve used this bank on several occasions with no issues whatsoever, easy to add funds and at the end of your selected term Atom gives you clear information on your options for reinvesting or withdrawing your money. Reviewed on: 18th April 2025

Easy account to set up and use.

Easy account to set up and use. Good rates of interest. Reviewed on: 18th April 2025

Really easy to open account and use APP.

Really easy to open account and use APP. Good rates Reviewed on: 18th April 2025

Good online communication.

Good online communication. App easy to use. Updates clear. Reviewed on: 18th April 2025

Easy to open with good rates, app simple to use.

Easy to open with good rates, app simple to use. Reviewed on: 18th April 2025

great app and bank, easy to set up account and...

great app and bank, easy to set up account and operate Reviewed on: 18th April 2025

What's not to like?

I've hve banked with Atom for about 3yrs without any problems. Their rates are very competitive, their App is very easy to navigate (even for a pensioner like me!) The facial recognition used to log on works without a high and saves having to remember log on details. I like how I don't get a any promotional messages or emails from them. Reviewed on: 18th April 2025

Elderly investor.

Very helpful Operatives who made the process of investing so easy for someone of my age. Following bereavement. Reviewed on: 18th April 2025

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