Paid advertisement
Smart Money People Logo
Newsletter

Bamboo Loans: Personal loan reviews

4.82
Based on 16,794 reviews, last reviewed 10th Jun 2026
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very efficient very easy to understand Very efficient very easy to understand Reviewed on: 10th June 2026
Susan H's avatar
Susan H

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16794)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Easy to apply, quick payout.

5
Easy to apply, quick payout. The app is easy to use Reviewed on: 18th April 2024

World class lending

5
Phenomenal service, great rates, I am really pleased I opted to go with them and would gladly recommend to all friends and family. Bamboo are a marvellous lending option. I’ve also found the customer service when I have needed to get in touch to be frankly flawless. Attentive, considerate staff who are keen to assist you in any way they can. Reviewed on: 18th April 2024

Exceptional Service and Transparent Financing

5
I can't recommend Bamboo highly enough. Their application process was straightforward and transparent, with no hidden fees or surprises. I was impressed by the speed of approval; within hours of applying, their professional and attentive team had responded with a tailored loan option. Their competitive interest rates and flexible repayment terms made them stand out as an affordable and reliable choice. Moreover, their exceptional customer service sets them apart from others in the industry. The representatives were knowledgeable and always available to assist with any queries. Overall, Bamboo offers an outstanding service, making them my go-to choice for any future financing needs. Reviewed on: 18th April 2024

Been great easy to do no problems at all just wish i...

5
Been great easy to do no problems at all just wish interest was lower apart from that really good company Reviewed on: 18th April 2024

I took out a personal loan with Bamboo and the Proce...

5
I took out a personal loan with Bamboo and the Process was easy and quick, the loan was approved and the money was in my bank account very quickly, I had one question about paying back the loan so called up the office and got through to a lovely lady who answered my questions and explained everything to me. Reviewed on: 18th April 2024

excellent customer service

5
Easy to apply, great APR, money received fast, excellent customer service received by chat and email when issue arose sorting issue quickly. Reviewed on: 18th April 2024

At that time, I was looking for a relatively big amo...

5
At that time, I was looking for a relatively big amount of money to loan from Bamboo. I was not sure if I will be accepted at first, but after completing the application process, that gave me a bit of hope. Customer service was always there for me, clarifying any concerns I had. Reviewed on: 18th April 2024

The best.

5
Very friendly easy to communicate Reviewed on: 18th April 2024

It’s been amazing so far.

5
It’s been amazing so far. Good customer service Reviewed on: 18th April 2024

Very high Apr rates, but will offer a loan

4
Very high Apr rates, but one of the only places willing to give people with low credit scores a chance at a loan. They should offer lower apr rates to people who have no missed payments on their Experian. Reviewed on: 18th April 2024