Smart Money People Logo

Bamboo Loans: Personal loan reviews

4.92
Based on 16,792 reviews, last reviewed 4th May 2026
2275% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very smooth and easy process . Very smooth and easy process . The whole loan application and approval is very transparent and simple Reviewed on: 4th May 2026
Stiliyan 's avatar
Stiliyan

Latest lowest rating:

1

Fast loans with extortionate interest rates Fast loans with extortionate interest rates Reviewed on: 20th April 2026
David T's avatar
David T

About this product

Bamboo offer personal loans from £2,000 to £15,000 over 12 to 60 months.

Bamboo don’t charge fees and there’s no impact on your credit score if you’re not approved. Existing Bamboo customers can apply for a repeat or top-up loan.

Bamboo loan reviews help you find out what it’s really like to be a customer. If you’ve used Bamboo before, you can also leave a review and share your experience.

Bamboo Loans Personal loan reviews (16792)

Review of the Bamboo Loans, Personal loan:

Bamboo Loans: Excellent, Efficient & Easy Loan Provider

5
Me and my partner had our wedding booked from last year however, after saving up we were hit with the news of expecting a baby (which comes with its additional costs). As a result we were in need of some extra cash to help pay off some things for the wedding and after a few searches and a referral I came across Bamboo Loans. The application process was really QUICK, no time wasting with a user friendly website. Within JUST a FEW MINUTES I received an approval email and CONFIRMATION asking me to log in to sign the agreement. The agreement was clearly written with the APR rate and repayment schedule etc. and was able to sign this all electronically! (No stress of having to print, sign and rescan back in... phew!) Once completed I then received a email confirming PAYOUT by 1pm the next day! It was such a stress free process and since making monthly payments I have received reminders by text and email and have also spoken with the bamboo team directly on the phone who are also very helpful offering ongoing support. I didn’t have the greatest credit when I applied but good income and history of making repayments however, they also offer a guarantor loan service for bad credit. Even better... I managed to get a NON GUARANTOR loan which was even better for me! I would certainly recommend BAMBOO Loans :) Reviewed on: 16th June 2020

Great service

5
Very easy site to navigate everything detailed great service Reviewed on: 19th June 2023

Bamboo loan

5
Easy to apply Good rate Negotiable when ever date i want to Pay Reviewed on: 19th June 2023

Fair and understanding

5
Bamboo are both fair and credible. They listen to their customers and help them. I am on my second loan with this company and have had no concerns Reviewed on: 19th June 2023

Excellent service at Bamboo

4
Bamboo gave me a loan last year. The staff spoke to me with courtesy and respect detailing the entire content of the loan application. Well understood. Just one thing to note is that the interest is high. But generally, the loan application process was smooth. Reviewed on: 19th June 2023

Excellent

5
Bamboo loans, are fast efficient and completely hassle free. I would absolutely use them again in the future and I would definitely recommend them to family friends and acquaintances Reviewed on: 19th June 2023

Always there when I need them

5
I've been a bamboo customer for many years,always get a great deal ,they are easy to set up and good rates,highly recommended for personal loans Reviewed on: 19th June 2023

Simple process

5
Very easy to apply for the loan and have had no issues with it Reviewed on: 19th June 2023

Fantastic service

5
No hassle easy application process and funds release quickly. My go to lender Reviewed on: 19th June 2023

Excellent service and prompt and professional

5
I’ve used them a few times and have always found their service to be excellent. You get a quick response to your application and each time I’ve had no complaints about the service I’ve received Reviewed on: 19th June 2023

Convenient and user friendly

5
Really easy to apply and complete my application. Decision was quick and I got my funds within a day. It’s really easy to manage my online account without having to wait in a long queue on the phone. I can check my balance and overpay instantly which is a huge benefit over some other loan providers I’ve dealt with Reviewed on: 19th June 2023