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Bank of Scotland: Balance Transfer Credit Card reviews

4.40
Based on 14 reviews, last reviewed 20th Aug 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
21%
See only 3 star reviews
14%
2 star
See only 2 star reviews
0%
See only 1 star reviews
7%

Latest highest rating:

5

Bank of Scotland value their customers I recently applied for a 16 month 0% interest balance transfer credit card from the Bank of Scotland in June. I am an existing customer with the bank.... Read more Reviewed on: 20th August 2026
Mrs M's avatar
Mrs M

Latest lowest rating:

1

Good offers, terrible customer service As long as everything is good, there are no problems but as soon as anything goes wrong, BOS are not interested. Reviewed on: 11th February 2018
Lou T's avatar
Lou T

About this product

Bank of Scotland Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Balance Transfer Credit Card credit card. What kind of features do Bank of Scotland customers like? Find out more about the Bank of Scotland Balance Transfer Credit Card by reading our trusted Smart Money People reviews. You can also write your own Bank of Scotland Balance Transfer Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Bank of Scotland Balance Transfer Credit Card reviews (14)

Quick & Easy

5
Bank of Scotland make it quick and easy to transfer credit card balances. They're very helpful and hands-on. Reviewed on: 3rd May 2017

Credit card

3
I mainly manage my account online so do not have many dealings with BOS directly. However, when I have had to contact to resolve an issue, it has been dealt with swiftly & promptly. I am happy with the service I receive. Reviewed on: 2nd May 2017

Good customer Service

4
Good customer service and was able to resolve any issues that I had. Good deals on transfer rates also. Reviewed on: 3rd April 2017

Good deals for existing customers

4
I have recently had a 12 month balance transfer for existing customers, 3% fee. Easy to apply online and went through very quickly. Reviewed on: 3rd May 2016

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