Based on 1684 reviews
A product by Cheddar
The Cheddar app helps you save when you spend by using gift cards. When you pay for your shopping using gift cards from Cheddar, you can then get cashback instantly. Cheddar...
Based on 400 reviews
A product by Policy in Practice
The Better Off Calculator is a tool that quickly calculates your benefit entitlement and shows you what money you may be missing out on. It shows you what steps you...
Based on 1140 reviews
A product by Doshi app
The Doshi app is a financial literacy app. Doshi offers a series of interactive lessons that help people learn about money and they can ask the AI assistant questions. Doshi sets...
Based on 40 reviews
A product by TopCashback
Want to read TopCashback reviews from people just like you? See what the Smart Money People community says below about using this leading cashback site and app. We collect TopCashback...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 95 reviews
A product by Curve
With Curve, you can connect multiple cards and accounts across providers into one single card and app. You can switch payments from one card to another, up to 120 days after...
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Frequently asked questions
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What are budgeting apps?
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Budgeting apps are digital tools that help you manage your finances in one place, using your mobile device, tablet, laptop, or other personal device. Features can include budgeting, spending, paying bills and setting financial goals. Budgeting apps connect to your banking apps to give you a holistic view of your finances.
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Are budgeting apps worth it?
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Yes, budgeting apps provide a comprehensive overview of all your finances, making it easy to track spending, organise your money, and stay on top of your budgets and goals.
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Are budgeting apps safe to use?
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Yes, budgeting apps are generally safe. As with anything related to money, it's vital to be aware of potential scams and fraud. Look at reviews from real users of budgeting apps to see what experiences others have had with the apps you're considering using.
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Can a budgeting app help save towards specific goals?
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Yes, budget apps can help you with several financial goals. Whether you're looking to cut back on your spending, save up an emergency fund, or pay off debts, a budgeting app could provide you with much-needed visibility to understand where you can make changes.
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UK money news stories - 24 September 2025
24th September 2025 by Amelia MurrayWe are helping 1000s to make smarter financial decisions
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