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Bikmo: Cycle insurance reviews

4.81
Based on 532 reviews, last reviewed 15th Jul 2025
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Latest highest rating:

5

Bikmo is THE insurance for all bike riders. A fantastically efficient process to take out my insurance, fully comprehensive and a 50% multi bike discount too. Any questions the customer service ... Read more Reviewed on: 15th July 2025
Luc H's avatar
Luc H

Latest lowest rating:

1

Absolute scam artists! Absolute scam artists!! Please do NOT take out E Bike insurance with this terrible company, my bike got stolen and they are not paying out due to the ... Read more Reviewed on: 17th December 2024
rory c's avatar
rory c

About this product

Bikmo cycle insurance provide sportive, kit and accessory cover as standard.

Bikmo cycle insurance policies cover you whether you’re riding road, MTB, tri, e-bikes or commuting to work. You can take out a policy in two minutes, access your cloud account 24/7 and do it all from your mobile.

Bikmo cycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Bikmo before, you can also leave a review and share your experience.

Bikmo Cycle insurance reviews (532)

Review of the Bikmo, Cycle insurance:

MISS SELLING & FRAUD

1
Don't ever use this company. They take your money but when its time to pay out they say that you are not covered and to read the small print and refuse to pay out. So why take money off the customer for a policy that they don't cover. It's actually quite shocking they re still in business. It has to be illegal? I have now started proceedings against them. Save yourself the money and the hassle and do not use this company. They are truly awful and disgraceful. I never ever leave reviews anywhere. But I felt this time you need to be warned about these people Reviewed on: 23rd November 2019

Efficient & effective

5
When a family pet called Wellington takes a fancy to your new expensive cycling shoes who you are you going to call well Bikmo of course sent in some pics & spoke with the helpful staff & all sorted efficiently & Wellington well he gave shoes a wide birth Reviewed on: 7th September 2023

Easyily the best !

5
We all need cover of some sort, why settle for second best. Reviewed on: 7th September 2023

My bikes are safe with Bikmo

5
Had my bike insured for three years, great for peace of mind… Reviewed on: 7th September 2023

Good value, excellent service

4
Difficult to say any more than the title really! Reviewed on: 7th September 2023

No issue with recent claim for accidental damage

5
Submitted the relevant paperwork & Bikmo dealt efficiently with our claim Reviewed on: 7th September 2023

Good

4
Only positive experiences so far Reviewed on: 7th September 2023

Ace!!

5
Very easy to get a quote and then go ahead with the insurance. Highly recommended, paying in monthly installments or one lump sum. Ideal Reviewed on: 7th September 2023

Biko insurance

5
Would nt choose anyone else to insure my bikes with. Their website is easy to follow and everything full explained Reviewed on: 7th September 2023

Simple insurance for yer bike

5
Tell them how much your bike costs, buy the appropriate lock. Get insured. Easy. Bought some new wheels or your bike replacement is now £x more expensive after two years or however long, it’s easy to update your details through the website and then you’re covered. It’s pence. Your bike won’t be if you’re not insured. Reviewed on: 7th September 2023

Cover for a reasonable price

5
So far so good in that I haven’t had to use them in anger. However, it’s reassuring to know from other peoples experience and reviews that they will have my back when I need them. The best bit is they don’t charge as much as other companies which means I’m not paying more for bike insurance than I’m paying for car insurance. Reviewed on: 7th September 2023